RMAi Blog

MAY 12, 2023

26, 2023) A consumer filed for Chapter 7 bankruptcy, listing past-due rent he owed, and was subsequently granted a discharge. A debt collector unaware of the discharge, allegedly due to a bona fide error, sent several collection letters to the consumer regarding the past-due rent.

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Collector Credit and Collections Law Firms Debt Collections 100

Due

APRIL 2, 2024

They also provide such reports to employers, insurance providers, and companies that need credit information to help assess risk. After weeding out all errors in your credit report, you can use the information to develop a strategic plan to rebuild your finances. Your late payment history can remain on your credit report for 7 to 7.5

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Credit Scoring Bankruptcy Credit and Collections Chapter 7 72

tillful

MAY 17, 2023

Along with credit account information, credit reports typically include public records — records of incidents or actions recorded with a government agency. Derogatory public records are those that contain negative information such as bankruptcies and liens. Judgments : 7 years after the last date filed. Trade data : 60 months.

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Bankruptcy Credit and Collections Credit Reporting Agencies Credit Scoring 52

CreditStrong for Business

AUGUST 9, 2024

Personal consumer bankruptcies are categorized as either Chapter 7 or Chapter 13. Chapter 7 remains on your credit history for 10 years and Chapter 13 remains for 7 years; however, many people restore their bad credit to at least an average credit score within a couple of years.

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Credit Scoring Chapter 7 Bankruptcy Credit and Collections 52