Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this resource, Abrigo's "2022 Loan Review Benchmark Survey Results." Community lending software can help get you there.

Credit Risk 88

Credit Risk Credit Unions Dashboards CECL 88

Abrigo

OCTOBER 21, 2020

McBride explained that the data ran through this model allowed for a forecast of the loan level probability of default, loss given default and expected losses on these loans. Some summary statistics that came out of that model: The lodging probability of default peaked at around 6% and has started coming down as the economy recovers.

CECL 125

CECL Credit Risk Default 125

Abrigo

SEPTEMBER 11, 2023

DOWNLOAD Takeaway 1 With generative AI technology improving by the day, the question is not if the banking industry will utilize it, but when. Strategies for adopting AI at your financial institution Abrigo CTO Ravi Nemalikanti offers insights on how banks and credit unions can begin to utilize generative AI.

Credit Unions 78

Credit Unions CECL Default Transactions 78

Abrigo

JANUARY 3, 2023

One of the best ways for banks to keep track of draw requests is to invest in construction loan management software , which is proven to help mitigate risk associated with inefficient loan monitoring and decrease the probability of default. Manage risk & avoid defaults. Download whitepaper. Download infographic.

Credit Risk 78

Credit Risk CECL Law Firms Credit Unions 78

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. You might also like this guide for smarter, faster small business lending. 1 appeared first on Abrigo.

Small Businesses 88

Small Businesses Credit Unions Credit Risk CECL 88

Abrigo

OCTOBER 28, 2020

Mortgage loans have very low historical default rates, but given the fixed-rate and longer-term characteristics, they require a return to compensate for the time-value of money. To download the complimentary Liquidity Decision Guide, click here. Portfolio Risk & CECL. Portfolio Risk & CECL. CRE Lending.

CECL 78

CECL Credit Risk Default 78

Abrigo

MAY 2, 2024

DOWNLOAD Takeaway 1 Your loan policy sets the tone for the institution's approach to risk appetite, risk tolerance, lending philosophy, and organization of the lending function. You might also like this guide for smarter, faster small business lending.

Small Businesses 88

Small Businesses Credit Risk Credit Unions CECL 88

Abrigo

SEPTEMBER 16, 2020

Between dealing with the operational impacts of the coronavirus pandemic , ongoing implementation or planning for the current expected credit loss accounting standard (CECL), and routine financial matters, no one wants to spend a lot of time developing the budget.

CECL 78

CECL Credit Unions Default 78

Abrigo

SEPTEMBER 16, 2020

Between dealing with the operational impacts of the coronavirus pandemic , ongoing implementation or planning for the current expected credit loss accounting standard (CECL), and routine financial matters, no one wants to spend a lot of time developing the budget.

CECL 78

CECL Credit Unions Default 78