Abrigo

APRIL 22, 2024

The personal underwriting process is largely paper-intensive and manual, often done with the aid of [E]xcel spreadsheets, and there is a reliance on personal credit scores, particularly in the larger banks. Small business borrowers are offered faster decisions and streamlined processes for all types of credit.

Credit Unions 97

Credit Unions Small Businesses Credit and Collections Credit Risk 97

Abrigo

MAY 22, 2024

The personal underwriting process is largely paper-intensive and manual, often done with the aid of [E]xcel spreadsheets, and there is a reliance on personal credit scores, particularly in the larger banks. Small business borrowers are offered faster decisions and streamlined processes for all types of credit.

Credit Unions 78

Credit Unions Small Businesses Credit and Collections Credit Risk 78

Abrigo

MAY 10, 2021

This credit risk analysis should incorporate custom metrics for the financial institution, real-time credit scores imported, as well as a global debt-service coverage ratio when necessary. However, another important benefit is that the loan committee receives consistent, presentation-quality credit memos from loan to loan.

CECL 78

CECL Credit Risk Credit Scoring 78