Your Virtual Credit Manager

JANUARY 14, 2025

The United States has witnessed a significant surge in corporate bankruptcies, reaching a 14-year high in 2024. Business bankruptcy filings increased by 33.5% In contrast, customer bankruptcies or other defaults typically cause the loss of most, if not all, the AR owed. Do you need help improving cash flow?

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Your Virtual Credit Manager

DECEMBER 6, 2022

Under-performing AR has the potential to create a cash flow crisis that can shut down your business in very short order. Cash Flow is the number one cause of small business bankruptcies. Please feel free to share this newsletter with your small business customers. it just might help them pay you sooner!

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Fundera

JANUARY 13, 2018

Small Business Administration loans, or SBA loans , are some of the most complicated loan products out there for small business owners—but they’re great if you can qualify. . As you might already know, the Small Business Administration does not administer loans themselves.

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Credibly

OCTOBER 31, 2023

Table of Contents What happens if you default on a business loan? What happens if your business defaults on a loan? What’s the difference between default and delinquency? What you can do before your loan goes into default Does defaulting on a business loan affect my personal credit?

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Fundera

MARCH 10, 2019

When you sign a personal guarantee, you authorize the lender to seize any of your personal assets to repay the loan, if business assets aren’t sufficient to cover loan payments. Small Business Administration loans, or SBA loans , are some of the most best loan products out there for small business owners.

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Fundera

JANUARY 13, 2018

Small Business Administration loans are some of the most complicated loan products out there for small business owners—but they’re great if you can qualify. As you might already know, the Small Business Administration does not administer loans themselves. Let’s explain how an SBA loan works.

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Fundera

OCTOBER 23, 2019

Choosing a business entity structure for your company is one of the most important—but potentially most confusing—decisions you’ll make as a small business owner. Unless you’re a lawyer or tax expert, the differences between each type of business entity can be hard to understand in real-life terms. Pass-through taxation.

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