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If you don’t have that protection in place by dividing your business finances, you risk opening up your personal finances to seizure when that judgement goes against you. If you’re a serious entrepreneur—or even a casual one—there’s no reason to put your personal assets, creditscore, and precious time at risk.
If you truly have no other options, a merchant cash advance will work, since many MCA providers accept bad credit. On the other hand, one of the benefits of a merchant cash advance is that it won’t hurt your credit history, either. There are three options when filing for businessbankruptcy: chapter 11, 7, or 13.
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