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The biggest consideration for card issuers is your personal creditscore—if you’re responsible with your personal debt, as indicated by your credit history, you’re lower risk for a businesscreditcard. After all, you are the one in control of your business’s finances.
Financing companies provide a lump sum of cash, which they calculate according to your business’screditcard receivables. In return, that financing company takes a percentage of your creditcard sales. They’ll continue to pull these daily amounts from your business until the lump sum is paid back.
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