Trade Credit & Liquidity Management

APRIL 2, 2025

Bad Debt Risks Over half (52%) of businesses lose less than 5% of their annual revenue to bad debt, but 32% report losses between 5% and 30%. Common causes include customer bankruptcies, fraud, poor credit checks, and inadequate monitoring of existing customers. Bankruptcy Trends Business bankruptcy filings increased by 40.3%

Bad Debt 52

Bad Debt Bankruptcy Business Bankruptcy Credit and Collections 52

Due

APRIL 15, 2024

America’s small businesses face unprecedented challenges. Small business bankruptcy filings increased 78% over the past year, driven by impending changes to bankruptcy law and ongoing uncertainty about the overall economic outlook.

Small Businesses 84

Small Businesses Bankruptcy Credit and Collections Business Bankruptcy 84

Fundera

AUGUST 26, 2018

Filing for bankruptcy should be—and is—a last-resort option. But if you’ve run out of alternatives to recover from business credit card debt, you should know what’s involved in filing for business bankruptcy or personal bankruptcy.

Chapter 11 65

Chapter 11 Bankruptcy Chapter 7 Credit Card Companies 65

Abrigo

JANUARY 27, 2016

Recovery of third-party losses – In the event of a business bankruptcy or insolvency, external lenders, shareholders and vendors are seeking to maximize their potential for recovery. For instance, it is easier to collect from a professional liability insurance claim than from a fraudster who has absconded with your corporate dollars.

Business Bankruptcy 60

Business Bankruptcy Bankruptcy 60

Fundera

JUNE 13, 2018

If you don’t have that protection in place by dividing your business finances, you risk opening up your personal finances to seizure when that judgement goes against you.

Credit Scoring 94

Credit Scoring Credit and Collections Business Bankruptcy Bankruptcy 94

Lendio

MAY 9, 2024

Whether you’ve gone through a personal or business bankruptcy, lenders will consider past bankruptcies when making a loan decision. This post will cover common questions about bankruptcy and how it impacts your loan application. Can you get a business loan after bankruptcy?

Bankruptcy 52

Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 52

Fundera

JANUARY 13, 2018

In most cases, a corporation or limited liability company protects individuals from business failings—including a business’s bad credit score or even a business bankruptcy. This is exactly why it’s important to fully understand what you’re signing.

Default 79

Default Business Bankruptcy Small Businesses Bankruptcy 79

Fundera

MARCH 10, 2019

In most cases, a corporation or limited liability company protects individuals from business failings—including a business’s bad credit score or even a business bankruptcy. This is exactly why it’s important to fully understand what you’re signing.

Default 74

Default Credit and Collections Small Businesses Business Bankruptcy 74

Fundera

MAY 22, 2018

Bankruptcy should be reserved as a last possible resort, but it can also mean the difference between saving and ruining your business. Bankruptcy will negatively affect your credit report, but it also might keep your business from completely failing.

Bankruptcy 40

Bankruptcy Business Bankruptcy Chapter 11 Credit Scoring 40

Fundera

OCTOBER 23, 2019

Since an LLC is a legally separate entity from the owner, the owner isn’t personally liable for the business’s obligations. If the business fails, the owners can file for business bankruptcy , and they don’t have to pay business creditors out of their own pockets. On top of this, LLCs offer tax flexibility.

Bankruptcy 40

Bankruptcy Business Bankruptcy Default Credit and Collections 40

Fundera

JANUARY 13, 2018

In most cases, a corporation or limited liability company protects individuals from business failings—including a business’s bad credit score or even a business bankruptcy. This is exactly why it’s important to fully understand what you’re signing.

Default 52

Default Business Bankruptcy Small Businesses Bankruptcy 52

tillful

MAY 17, 2023

A perk with business credit reports is you often don’t have to wait as long for negative information to drop off. For example, payment data with D&B drops off after just two years versus the seven-year wait with consumer credit reports.

Bankruptcy 52

Bankruptcy Credit and Collections Credit Reporting Agencies Credit Scoring 52

Due

MAY 28, 2023

Additionally, small businesses often can’t pay their existing debt, leading to decreased business credit scores or even bankruptcy. Again, small businesses are the most vulnerable, so during a recession the number of small business bankruptcies often increases significantly.

Bankruptcy 53

Bankruptcy Credit and Collections Business Bankruptcy Small Businesses 53

Credibly

OCTOBER 31, 2023

Resolution of default: If your default leads to business bankruptcy, you might be looking at filing for personal bankruptcy. Looking for a better way to handle business finances? Understanding the loan structure and its impact on your personal finances is crucial before entering into any loan agreement.

Default 40

Default Credit Scoring Credit and Collections Bankruptcy 40

Fundera

JULY 28, 2019

Bankruptcy. No one wants to deal with a small business bankruptcy , but unfortunately these things happen. When they do, you’ll likely have to sell off major components of your business (or, as is even more likely the case, the entirety of the business’s holdings, assets, and property).

Bankruptcy 40

Bankruptcy Chapter 11 Chapter 7 Small Businesses 40

Fundera

SEPTEMBER 20, 2018

What Is Business Bankruptcy? If you’re struggling to pay off business debts, filing for business bankruptcy might help. Business owners can file for Chapter 7, Chapter 11, or Chapter 13 bankruptcy, depending on the business’s debt levels and financial situation.

Business Bankruptcy 74

Business Bankruptcy Bankruptcy Chapter 11 Chapter 7 74

Fundera

OCTOBER 2, 2017

However, filing for bankruptcy is not necessarily a death sentence—in fact, it could mean the difference between sinking or saving your business. Let’s review the different types of bankruptcy, and what happens when your business has to file Chapter 11. Small Business Bankruptcy Filing Options.

Bankruptcy 100

Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 100

Fundera

JULY 24, 2019

If a key individual of the business unexpectedly passes away or becomes disabled and can’t work, the cost to the business can be even higher. Key person insurance gives you options in these circumstances, so you’re not forced to shut down or claim business bankruptcy.

Insurance Companies 50

Insurance Companies Brokerages Deductions Small Businesses 50

Fundera

JULY 11, 2017

If you suspect that your business might need to file for bankruptcy, read on to consider whether your situation fits all of the below criteria. If you’ve signed a personal guarantee on any financing, you as the business owner can and will be held personally liable for the repayment of that loan regardless of your business structure.

Bankruptcy 85

Bankruptcy Chapter 11 Chapter 7 Business Bankruptcy 85