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A Retiree’s Guide to Digital Finance: Terms, Tools and Tips

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For retirees, digital finance means greater convenience and efficiency in retirement planning, banking, credit card and loan payments, day-to-day budgeting, and investing. Online banking and fintech apps often eliminate the need for a physical debit card or credit card by providing digital versions of such cards.

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Can You Access Your Money Early? Understanding Annuity Liquidity

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Unlike more liquid investments like savings accounts and brokerage accounts, annuities are designed to provide financial security for the long term. In a deferred annuity, funds are collected over time before payments start. The liquidity rules for deferred annuities may vary depending on the insurance company and the product.