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Retirement and Estate Planning for Broke Individuals

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These assets could be: Any property your own Whatever money you have in a bank account Stocks, bonds, and mutual funds invested through a taxable brokerage account A Roth IRA Your prized vinyl, stamp, coin, or art collection Having a say in how your estate is distributed is essential to your estate planning.

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26 Investment Strategies to Simplify Your Portfolio and Save Money on Fees

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Many of us get monthly statements from banks, brokerages, mutual funds, and retirement plans. As a matter of fact, nearly half of American Association of Individual Investors respondents (49%) reported having two or more brokerage accounts. The ETRADE Core Portfolios robo-advisor is managed by one of the largest online brokerage firms.

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Maximizing Your Retirement Savings with 401(k)s and IRAs

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A Roth IRA collects income tax right away. Therefore, it doesn’t make sense to put aside so much that you have to get credit card debt just to get by. Create a brokerage account. You may also want to consider opening a brokerage account after you max out your 401(k). Decide what you can realistically contribute to.

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Get Business Insurance in 4 Easy Steps

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This is an important one if you collect any customer data. Using multiple brokerages at the same time can cause clogs in the pipeline and delay the quoting process , so give your chosen broker a chance and have an open dialogue before switching it up. Wire, check or credit card? Cyber Liability Insurance. Stay the course.

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Do You Need a Business Loan Broker?

CreditStrong for Business

They usually lack sufficient time in business to meet lending requirements or established business credit scores. The factoring company is responsible for collecting the invoices and gets to pocket the difference while you get your cash upfront. Reach out and ask if they’ve ever worked with a loan brokerage firm that they’d recommend.

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What are Liquid Assets? Small Business Owner's Guide

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Non-cash liquid investments from the private or public stock market in your brokerage or other investment accounts. Taking a look at liquid assets, your personal cash or non-cash liquidity may be at risk in the event of a work-related lawsuit or debt collection if you fail to adequately protect yourself.

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A Proven Way to Get More Business Deposits After the Silicon Valley Bank Collapse

Biz2X

It’s the worst crisis to hit the financial services industry since the bank, insurance, and brokerage company failures that lead to the Great Recession more than a decade ago. The data collected while applying for an account will enable you to tailor offers that meet individual needs.