Due

MAY 2, 2023

And, there’s no better way to educate yourself than reading these 12 books for buying a home. Home Buying Kit for Dummies by Eric Tyson and Ray Brown As with all the Dummies books, there is no assumption you are already familiar with the subject. Also included are real-life stories from over 20 first-time homebuyers.

Credit Scoring 59

Credit Scoring Deductions Transactions 59

Due

FEBRUARY 6, 2023

Having an emergency savings account is one of the most crucial ways to prevent credit card debt from building up. As a result, this prevents harming your credit score or even bankruptcy. Understand credit scores. Your credit score will be pulled instead,” adds John. How to rebuild a damaged score.

Credit Scoring 115

Credit Scoring Default Bankruptcy 115

Fundera

SEPTEMBER 20, 2017

We’re thinking of a number between 300 and 850… and it’s your credit score. Unless you have an absolutely perfect credit score—850—we’re willing to bet that you’d like to tack on a few points to that three-digit number. Building credit fast is no easy task. Why You Need to be Monitoring Your Credit.

Credit Scoring 98

Credit Scoring Credit Reporting Agencies Credit and Collections Bankruptcy 98

Your Virtual Credit Manager

JANUARY 23, 2024

Credit Scores: while credit scores are useful for establishing credit, they provide even more intelligence when viewed over time. Credit scores typically provide either a probability or default or of slow payment. liens, suits and judgments). This is typically done on a monthly cycle.

Credit Application 130

Credit Application Bad Debt Bankruptcy Credit Scoring 130

Due

MARCH 11, 2025

Credit improvement. How to understand and improve your credit score. Public Libraries: More Than Just Books Among the many free resources libraries offer, you can find financial literacy programs, personal finance books , and free online courses in financial management.

Nonprofit Organizations 52

Nonprofit Organizations Credit Scoring Credit Management 52

Onguard

DECEMBER 18, 2024

According to the latest Allianz data, 2024 is already going in the books as a record year for insolvencies , with Western Europe leading the rebound in the number of cases. Indeed, one in four bankruptcies occur due to late payments of invoices, according to EU data.

Credit Management 52

Credit Management DSO Days Sales Outstanding Credit and Collections 52

Lendio

AUGUST 23, 2024

Okay, so you have bad credit or little credit history and you’re trying to open a business credit card account for your small business… Plenty of successful business owners have launched their companies with bad credit. What is a “bad” credit score? It also serves companies with bad credit or no credit.

Small Businesses 98

Small Businesses Credit Scoring Deductions 98

Due

JANUARY 4, 2023

Work on bringing up your credit score. Good debts (that often have rates that fall below inflation and help you build your credit rating) include your mortgage, auto loan, and possibly even student loans. As you reduce revolving debt, your debt-to-income ratio will improve, as will your overall credit usage.

Credit Scoring 111

Credit Scoring 111

CreditStrong for Business

NOVEMBER 7, 2024

Those with a positive credit history and good credit score are most likely to qualify for the most desirable credit card accounts with lower interest rates. Certain industries and sectors of the economy, such as many involved in the travel industry, require that customers use a credit card.

Automobile Dealerships 40

Automobile Dealerships Credit Scoring Credit and Collections Credit Card Payments 40

Fundera

OCTOBER 20, 2019

Get a handle on your personal and business credit scores. We’ll break down need-to-know accounting terms, how to handle your credit scores, how to apply for a business loan, and more—so that you’ll have all the information you need to manage your small business finances.

Small Businesses 101

Small Businesses Credit Scoring Credit and Collections Default 101

Due

FEBRUARY 28, 2023

For instance, you could read one personal finance blog post or one page from a book. Practice good credit habits. Increasing your credit score could also improve your financial situation. After all, your credit scores reflect your creditworthiness. credit score and TransUnion® credit report.

Credit Scoring 98

Credit Scoring Transactions 98

Due

JANUARY 27, 2023

Credit score. It is also important to maintain a good credit score in order to maintain financial health. The debt-to-credit ratio can be influenced by many factors including debt payments, credit utilization, repayment history, credit mix, and credit history. Numbers vary by lender.

Credit Scoring 105

Credit Scoring Credit and Collections Credit Card Companies Default 105

Fundera

MAY 14, 2018

Do I need a minimum credit score to apply for a business credit card? Just like a small business loan , your credit card issuer is taking a risk when they approve your business credit card application. Your personal credit score is one of a creditor’s best tools for measuring your financial responsibility.

Credit Scoring 84

Credit Scoring Small Businesses Transactions 84

Fundera

OCTOBER 6, 2015

Barbara Weltma n has been an advocate, public speaker, and resource for small business news since the release of her first book, K. Since then she has run her website, her Big Ideas for Small Business newsletter, and her blog, not to mention written over a dozen books. The website offers a blog, a free e-book, and free training.

Small Businesses 112

Small Businesses Credit Scoring Deductions 112

Fundera

APRIL 17, 2018

Watch out, because you might just see a bump in your personal credit score on the way. That’s because thanks to Experian, TransUnion, and Equifax—the three major credit bureaus—credit reports no longer include tax liens. Credit Reports No Longer Include Tax Liens. What’s a Tax Lien?

Credit Scoring 67

Credit Scoring Bankruptcy Small Businesses Default 67

Fundera

MARCH 6, 2019

A business finance term and definition referring to expenses that have been incurred but haven’t yet been recorded in the business books. Turning to bankruptcy should be given careful thought because it will have a negative effect on the business credit score. Business Credit Score. FICO Score.

Credit Scoring 105

Credit Scoring Credit and Collections Bankruptcy Small Businesses 105

Fundera

FEBRUARY 6, 2018

A term referring to expenses that have been incurred but haven’t yet been recorded in the business books. Turning to bankruptcy should be given careful thought because it will have a negative effect on the business credit score. Business Credit Score. FICO Score. Wages and payroll taxes are common examples.

Small Businesses 105

Small Businesses Credit Scoring Credit and Collections Bankruptcy 105

Fundera

JULY 16, 2018

Seems kind of scary, we know—any unexpected ding on your credit report can be alarming, and, truth be told, a charge-off should be. Although a charge-off will lower your credit score , it’s certainly not the end of the world. But don’t worry too much. Important Definitions You Need to Answer What’s a Charge-Off?

Credit Scoring 72

Credit Scoring Bad Debt Credit and Collections Third Party Collections 72

Fundera

MAY 3, 2019

Personal credit, on the other hand, is based on your personal spending history and is tied to your social security number. Although different, business credit and personal credit are often connected and business owners should monitor both carefully. Business Credit Score vs. Personal Credit Score.

Credit Scoring 70

Credit Scoring Credit Card Companies Small Businesses 70

Fundera

AUGUST 12, 2019

Barbara Weltman has been an advocate, public speaker, and resource for small business news since the release of her first book, “K. Since then she has run her website, her “Big Ideas for Small Business newsletter,” and her blog, not to mention written over a dozen books. ” Amanda Miller LittleJohn.

Small Businesses 97

Small Businesses Credit Scoring Deductions 97

Fundera

MAY 17, 2017

Finally, you get free online FICO score access, MasterCard Elite concierge service, and travel accident and trip cancellation insurance. You can redeem your miles as a statement credit against any travel expense at a rate of 100 points to the dollar, starting at 10,000 points for $100. Check Your Business Credit Card Options.

Credit Scoring 71

Credit Scoring Transactions Small Businesses 71

Fundera

NOVEMBER 17, 2018

Get ready to learn about need-to-know accounting terms, managing your credit scores, applying for a business loan , and more so you can feel prepared for managing finances for a small business. Part 3: Get a Handle on Your Credit Scores. How to Manage (and Boost) Your Personal Credit Score.

Small Businesses 75

Small Businesses Credit Scoring Credit and Collections Default 75

Fundera

NOVEMBER 17, 2018

Get ready to learn about need-to-know accounting terms, managing your credit scores, applying for a business loan , and more so you can feel prepared for managing finances for a small business. Part 3: Get a Handle on Your Credit Scores. How to Manage (and Boost) Your Personal Credit Score.

Small Businesses 75

Small Businesses Credit Scoring Credit and Collections Default 75

Due

FEBRUARY 18, 2023

Having a less-than-perfect credit score is no obstacle to obtaining a credit card. There are many cards tailored to people with fair credit scores, and owning one is a great way to start building a solid credit history. What Is Fair Credit? It offers no annual or hidden fees. students owed almost $1.5

Credit Scoring 64

Credit Scoring Credit Card Payments Credit Unions Bankruptcy 64

Fundera

MAY 12, 2016

The Credit Junction will send a senior team member out to your company to meet with your management team and audit your facility, books, and other financial records. If so, they could derail your chance of getting a line of credit. This way the lender can better understand your company’s finances.

Credit Scoring 69

Credit Scoring Credit and Collections Default 69

Fundera

DECEMBER 11, 2017

If you have to carry a credit card balance, then it’s important you’re strategic about it. Carrying a credit card balance from month-to-month during a 0% intro APR period won’t cost you a single cent or a single credit score point—as long as you’re smart about it. It can seriously ding your personal credit score.

Credit Scoring 65

Credit Scoring 65

Fundera

APRIL 13, 2017

Business credit cards are an excellent financing option for new businesses, offering flexible loan amounts, alternatives to business credit scores, and sometimes rewards and perks. We’ll break down the top four business credit cards for when you’re just starting your entrepreneurial journey.

Credit Scoring 62

Credit Scoring Default Transactions 62

FICO Blog

APRIL 12, 2023

Even as we continue to innovate by developing new models and identifying new sources of predictive credit data, the bones of the original credit scoring models developed decades ago remain strong.

Credit Scoring 52

Credit Scoring Credit and Collections Credit Risk 52

CreditStrong for Business

OCTOBER 11, 2024

Know your Credit Score Before Applying Regardless of whether you have good credit or bad credit, borrowers should obtain a recent copy of their credit report. Each major credit bureau will provide you with a credit history each year at no charge.

Credit Unions 52

Credit Unions Credit Scoring 52

Due

JULY 18, 2023

Influencers who are broke may suggest that you take out a loan or get a new credit card that you cannot afford in order to make ends meet. As a result of following their advice, you could end up damaging your credit score. Learn about personal finance by reading books and articles.

Bankruptcy 98

Bankruptcy Credit Scoring 98

Fundera

AUGUST 13, 2018

Personal Credit Score. Yes, you’re applying for a business loan, but your personal credit score plays a large part in a lender’s decision to supply you funds. Business Credit Score. Similarly, your business might also have a business credit score, which you should know.

Credit Scoring 59

Credit Scoring Credit Card Payments Small Businesses 59

CreditStrong for Business

OCTOBER 24, 2024

You’ll find this most often with travel rewards credit cards. A credit card issuer like Amex or Citibank might partner with an airline or a hotel to offer rewards specifically for booking with them. This gets expensive when you’re talking about credit cards. Late payments will also put a dent in your credit score.

Credit Scoring 52

Credit Scoring Credit Application Credit Card Companies 52

Fundera

DECEMBER 15, 2018

Online Alternative Lenders – Unfortunately, minority entrepreneurs often have trouble accessing financing due to lower credit scores. These lenders place less emphasis on credit and more on business revenues. Media Resources and Books. Black Enterprise.

Deductions 76

Deductions Nonprofit Organizations Small Businesses Credit Scoring 76

Fundera

MARCH 3, 2019

Your Credit Score Will Take a Hit. After you are 30 days late, lenders can report the late payment to the credit bureaus. Under credit score regulations, lenders can’t report a late payment any sooner , even if they’ve charged you a late fee. Late payments can stay on your credit report for up to seven years.

Default 59

Default Collector Credit and Collections Credit Scoring 59

Fundera

AUGUST 9, 2017

If you’re a small business owner who’s put in the effort to build a top-tier credit score, congratulations! Your FICO score can translate into earning great rewards, perks, and signup bonuses for your everyday business purchases, or into a flexible financing option with a zero APR period. cents apiece, for a $1,000 signup bonus.

Credit Scoring 63

Credit Scoring Transactions Small Businesses 63

Abrigo

AUGUST 27, 2019

Loan Grading Some people get confused when it comes to the difference between underwriting risk scoring and loan grading, but it really comes down to timing, notes Rob Newberry, Principal-Product at Abrigo, during a recent webinar. “If

Credit Risk 60

Credit Risk Credit Scoring Default 60

Fundera

JULY 22, 2018

Your Credit Score Will Take a Hit. After you are 30 days late, lenders can report the late payment to the credit bureaus. Under credit score regulations, lenders can’t report a late payment any sooner , even if they’ve charged you a late fee. Late payments can stay on your credit report for up to seven years.

Default 59

Default Collector Credit and Collections Credit Scoring 59