Abrigo

APRIL 30, 2025

However, these applications are typically focused on solving specific tasks such as assessing credit risk, detecting fraud, or optimizing marketing spend. Credit risk modeling and underwriting have traditionally relied on historical data. The key is to start early, learn continuously, and scale thoughtfully.

Credit Risk 78

Credit Risk Credit Unions Transactions 78

Abrigo

AUGUST 5, 2020

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Mitigate credit risk and drive growth – even in a recession.

Credit Risk 78

Credit Risk CECL Credit Unions Default 78

Abrigo

MARCH 31, 2025

Focus on relevant repayment and credit risk information Whats relevant in a credit memo? Kirby suggested focusing on what truly affects repayment and credit risk. Book loans faster while managing risk. Request a Demo This version updates a blog originally posted in July 2019.

Credit Risk 78

Credit Risk Credit Unions Transactions 78

Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . Takeaway 1 A system for ongoing, independent credit risk review will not look the same from institution to institution. 2020 Interagency Guidance.

Credit Risk 78

Credit Risk Credit Unions CECL Credit and Collections 78

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." keep me informed. Know your limits.

Credit Risk 78

Credit Risk CECL Small Businesses 78

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool."

CECL 88

CECL Credit Unions Default Credit Risk 88

Abrigo

JANUARY 24, 2025

This blog was written with the assistance of ChatGPT, an AI large language model, and was reviewed and revised by Abrigo's subject-matter expert. You might also like this webinar, "Risk rating: The cornerstone of risk management." You might also like this webinar, "Risk rating: The cornerstone of risk management."

Credit Unions 88

Credit Unions Credit and Collections Small Businesses Credit Risk 88

Abrigo

SEPTEMBER 25, 2024

This blog was written with the assistance of ChatGPT, an AI large language model, and was reviewed and revised by Abrigo's subject-matter expert. Read Main Street Bank's story Abrigo SBA Lending Blog Lending & Credit Risk SBA Lending Breaking down SBA lending: What is E-Tran?

Credit Unions 151

Credit Unions Credit Risk Credit and Collections Small Businesses 151

Abrigo

FEBRUARY 12, 2025

This blog was written with the assistance of ChatGPT, an AI large language model, and was reviewed and revised by Abrigo's subject-matter expert. Make it easier to keep tabs on lending and credit risk trends and how Abrigo can help. Join thousands of your peers and sign up for our newsletter.

Small Businesses 78

Small Businesses Credit Unions Credit Risk Default 78

Abrigo

APRIL 11, 2025

appeared first on Abrigo.

Credit Risk 78

Credit Risk CECL 78

Actico

SEPTEMBER 13, 2021

In the blog article, we show which elements in the credit risk process are suitable for this. Lending in banks offers numerous opportunities to digitize and fully or partially automate manual processes.

Credit Risk 52

Credit Risk 52

Emagia

OCTOBER 17, 2022

Enterprises digitally transform their credit risk management processes to manage and navigate volatile market conditions, new regulatory pressures, increasing customer expectations, and other credit risks related to customers and vendors. Robotic Process Automation (RPA). Artificial intelligence (AI). Big Data Analytics.

Credit Risk 52

Credit Risk Credit Scoring Bankruptcy Credit and Collections 52

Abrigo

APRIL 4, 2020

Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Lenders that need assistance accessing CAFS should call 1-833-572-0502 – hit 1 when prompted if you are already an approved SBA 7(a) lender or have submitted the Form 3506. . SBA Lending. I Can’t Connect to E-Tran – What Now?

Credit Risk 128

Credit Risk Small Businesses 128

Abrigo

DECEMBER 31, 2019

Key Takeaways Risk management practices were on the minds of bankers in 2019 Some of the most popular blog posts of 2019 were about stress testing and CECL. Risk management practices were in the spotlight in 2019. The Risk Your Asset/Liability Management Process Might Be Missing. Here are two suggestions. get started.

CECL 60

CECL Credit Unions Default Credit Risk 60

Abrigo

JUNE 18, 2020

Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. C&I Loans. CRE Lending. SBA Lending. How the Pandemic and PPP Have ‘Turbo-charged’ New Business Lending Strategies. Learn More. C&I Loans.

Credit Risk 117

Credit Risk CECL Small Businesses 117

FICO Blog

APRIL 28, 2023

Home Blog FICO What Does 2023 Have in Store for U.S. Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.

Credit Risk 52

Credit Risk Credit and Collections Credit Scoring Debt Collections 52

Emagia

MARCH 15, 2024

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent.

Credit Risk 52

Credit Risk Default Credit Management Credit and Collections 52

Emagia

MARCH 15, 2024

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent.

Credit Risk 52

Credit Risk Default Credit Management Credit and Collections 52

Abrigo

FEBRUARY 6, 2024

The decline in mortgages , in particular, has prompted credit unions to explore alternative avenues for growth , and o ne such avenue is the development and expansion of m ember b usiness l ending (MBL) programs. Get ready for the next credit cycle with credit department housekeeping tips from this webinar.

Credit Unions 88

Credit Unions Credit Risk Small Businesses 88

Abrigo

SEPTEMBER 2, 2020

Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. 3 Ways SBA Lending After PPP Can Help Banks, Credit Unions Grow, Mitigate Risk. 3 Ways SBA Lending After PPP Can Help Banks, Credit Unions Grow, Mitigate Risk. C&I Loans. Loan Origination System.

Credit Unions 103

Credit Unions Credit Risk 103

SAP Credit Management

AUGUST 25, 2023

This blog covers necessary configuration and the behavior of one of new functions in Credit Management in SAP S/4HANA 2021. With this function, you can top up credit limit in certain period of time (e.g. It is about a new information category 50 (Additional Adjustment) and Information Type 01 (High Season) in BP master data.

Credit Management 136

Credit Management Credit Risk Transactions 136

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

Onguard

MAY 24, 2023

A credit controller or credit manager can therefore make a business case for their organisation to invest in these tools. In short, live and up-to-date data are crucial for credit risk management and can save businesses. Investing in credit management software can provide long-term savings.

Credit Risk 52

Credit Risk Credit Management Order to Cash Transactions 52

SAP Credit Management

JANUARY 13, 2023

This blog article will explore operational and financial considerations for this supply chain model and some leading practices and methods to enable this model in SAP and S/4HANA ERP. The Principal company or the Hub entity should be allocated more management control and business risks (e.g. Pharmaceutical/Life Sciences and High-Tech.

Transactions 170

Transactions Credit Risk 170

Abrigo

OCTOBER 15, 2020

Streamline credit risk decisions and administration, learn more. Lending & Credit Risk. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. The lender must continue to service the loan. PPP lenders continue working with borrowers. C&I Loans.

Credit Risk 88

Credit Risk CECL Credit Unions Small Businesses 88

Abrigo

JULY 30, 2020

Regulators will have elevated interest in credit risk and the resulting impact in the months ahead. Consider utilizing the same advisor for any stress testing or credit-focused capital planning as for estimating the allowance for loan and lease losses. Portfolio Risk & CECL. Portfolio Risk & CECL.

CECL 99

CECL Credit Unions Credit Risk Default 99

Abrigo

DECEMBER 14, 2023

Learn to identify emerging CRE credit risk red flags. Learn to identify emerging CRE credit risk red flags.

Credit Risk 88

Credit Risk Dashboards Credit and Collections CECL 88

Abrigo

DECEMBER 17, 2019

Lending & Credit Risk. Portfolio Risk & CECL. Additionally, companies should consider deploying more proactive strategies to detect and thwart fraud and cyber threats early, for example, flagging compromised payment cards promoted on the Dark Web as part of Black Friday deals. Fraud Prevention. Fraud Trends. Learn More.

Brokerages 122

Brokerages CECL Credit Risk 122

Abrigo

MAY 27, 2022

5 Traits of the Ideal Credit Manager. In addition to having credit risk software, supportive policies and procedure, a credit manager at a financial institution requires well-honed skills. Often, having easy access to data through credit risk software can help complete the view of the risk landscape.

Credit Management 78

Credit Management Credit Risk 78

Abrigo

APRIL 12, 2023

Building a strong credit review process A critical element of monitoring is an organization’s credit risk rating system. This blog will examine credit review in more detail. DOWNLOAD Takeaway 1 Loan review, or credit review, must be timely, thorough, and accurate to meet regulatory requirements.

Credit Risk 78

Credit Risk Credit and Collections CECL 78

Abrigo

DECEMBER 1, 2021

This article is substantially updated from a 2013 blog post. There will always be risks inherent in loan portfolios, and effective portfolio management and loan control functions are critical to the overall risk management function of banks and credit unions. Credit Risk Management. Risk Ratings.

Credit Risk 78

Credit Risk Credit Unions 78

Abrigo

DECEMBER 28, 2023

Banks and credit unions looking for more information on prepping for exams can also listen to Abrigo’s Ahead of the curve podcast , which focuses on the OCC’s Bank Supervision Plan for 2024. You can unsubscribe at any time, and you’ll hear about resources, webinars, new blog posts, and other information right away.

CECL 88

CECL Credit Unions Credit Risk Transactions 88

Abrigo

MAY 24, 2024

This blog outlines five essential steps and considerations for an effective FedNow implementation. The FedNow Service is designed to enable instant payments, offering institutions an opportunity to enhance their service offerings and improve customer satisfaction. To ensure a smooth transition, financial institutions need to be well-prepared.

Credit Unions 97

Credit Unions CECL Credit Risk Transactions 97

Abrigo

APRIL 3, 2020

Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. It is critical that the institution's authorized person sign up first, then that person should approve additional users on E-Tran so they can sign up and begin entering applications . SBA Lending. Learn More. SBA Lending.

Credit Risk 78

Credit Risk 78

Abrigo

JULY 24, 2020

Credit Analysis Training. Credit Risk Management. Lending & Credit Risk. How to Manage Credit Risk in a Recession: A Series Examining Best Practices. Credit Risk Management. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk.

Credit Risk 78

Credit Risk Small Businesses 78

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

CECL 78

CECL Credit Risk Credit Unions Small Businesses 78