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How To Clean Up Your Credit Score—5 Straightforward Steps

CreditStrong for Business

A healthy credit score gives you access to: Lower insurance premiums Insurance companies review your insurance score based on the information that makes up your FICO credit score. If your credit score is low, your insurance score is likely low, too, meaning youll need to pay higher premiums.

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Online Credit Reports & How They Are Tracking Everything You Do

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Consult the credit bureau(s) if you see a suspicious business name or are confused about why a specific company checked your credit. Examples include: Bankruptcies. What to look for in public records: A Chapter 7 bankruptcy stays on your credit report for 10 years after it’s filed. Public Records. Foreclosures.

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26 Ways to Simplify Your Financial Life – While Saving Astronomical Amounts of Money

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By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, credit card companies, cable TV providers, cellphone companies, and insurance companies.

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60 Business Finance Terms and Definitions You Absolutely Should Know

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Bankruptcy. Turning to bankruptcy should be given careful thought because it will have a negative effect on the business credit score. Items like how large the company is, how long has it been in business, amount and type of credit issued to the business, how credit has been managed, and any legal filings (i.e.,

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60 Business Finance Terms and Definitions Every Small Business Owner Should Know

Fundera

Bankruptcy. Turning to bankruptcy should be given careful thought because it will have a negative effect on the business credit score. Items like how large the company is, how long has it been in business, amount and type of credit issued to the business, how credit has been managed, and any legal filings (i.e.,

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Do You Need Credit Even After You Retire?

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Landlords review your credit report for bankruptcies, charged-off accounts, and any red flags that may indicate financial issues. Though I never wish it upon you, if you, G-d forbid, are ever involved in a car accident, auto insurance will help cover the mess. Potential landlords often request to see your credit report.

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The How-To Guide to Checking Your Business Credit Score

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Public records that include bankruptcies and judgements. Company size. Some services will send you business alerts relating to bankruptcy, judgements, liens, charge-offs, new inquiries, and large score drops. A short list of factors affecting your score also includes: Credit utilization ratio. Payment history.