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Credit Bureaus and CreditScores. Through your credit file and creditscore. There are three credit bureaus in the United States: Experian, Equifax, and TransUnion. Credit card and loan bills. Bankruptcies and tax liens. CreditScores. Creditscores range from 300‒850.
– 500 personal creditscore. To qualify for a SnapCap credit product, your business needs to meet the following requirements, at a minimum: Time in business : one year. Personal creditscore : 500. Nonprofitorganizations. Interest rate of 1.5% Payment Structure. Automatic monthly payments.
You want to open a business bank account, and the bank or credit union requires an EIN for the application. You’ve started a nonprofitorganization. You’re subject to a bankruptcy proceeding. Your business has a Keogh plan. Your business is subject to excise, alcohol, tobacco, or firearm taxes.
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