Remove Bankruptcy Remove Credit Application Remove Insurance Companies
article thumbnail

How Long Do Hard Inquiries Stay on Your Credit Report—The Timeline Explained

CreditStrong for Business

Per FICO, lenders and creditors view hard inquiries as a sign of risk—statistically, consumers with six or more inquiries on their credit bureau reports are several times more likely to file for bankruptcy. How Much Can a Hard Inquiry Impact Your Credit Score?

article thumbnail

Ways Credit History Can Impact Everyday Life

Due

Your credit history sums up all the information in your credit report. This information includes balances due, credit accounts, and payment history details. Your credit report also contains information on overdue debt, foreclosures, bankruptcies, judgments, and liens. There are exceptions to this rule, however.

article thumbnail

Online Credit Reports & How They Are Tracking Everything You Do

Due

Consult the credit bureau(s) if you see a suspicious business name or are confused about why a specific company checked your credit. You may also see negative information on your credit report based on information reported in public records. Examples include: Bankruptcies. Public Records. Foreclosures.