CreditStrong for Business

NOVEMBER 7, 2024

The first option involves directly contacting the lender regarding the potential error on your payment history, such as a credit card company or student loan issuer. The next option involves filing a dispute with the credit reporting agency regarding the possible erroneous entry.

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CreditStrong for Business

OCTOBER 24, 2024

CPN vendors often also encourage you to change other personal details on your application, such as your telephone number and mailing address, to prevent creditors from connecting your new identity with your original one. You’d have a second chance to build a credit profile from scratch. Are They Legal?

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CreditStrong for Business

SEPTEMBER 12, 2024

The three major credit bureaus— Equifax , Experian , and TransUnion —must record hard credit inquiries or “hard pulls” on consumer credit files for two years. However, they’re viewed as less harmful than missed payments, late payments , and some other factors featured on your credit report.

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Due

JANUARY 3, 2023

There are dozens of places where you can obtain your credit report. The three big credit bureaus, however, are Equifax®, Experian®, and TransUnion®. Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Public Records.

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The Red Spectrum

APRIL 11, 2023

One way for new businesses to build their credit history and obtain a business credit score from credit reporting agencies is by opening net 30 vendor accounts that have lenient approval criteria and offer credit purchases with a 30-day payment window. Burstbiz 2. The Red Spectrum 3.

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tillful

JANUARY 11, 2023

We get that, for many small business owners, raising your credit score can feel like just another thing on top of a huge stack of to-do’s. Plus, knowing that there are three main business credit reporting agencies ( Experian , Equifax , and Dun & Bradstreet ) can feel a bit overwhelming.

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CreditStrong for Business

JULY 15, 2022

Without any credit history, you don’t fall into any credit range. You’re credit invisible. It wouldn’t be fair at all to lump people who have made no mistakes in with those who have a low credit score because they declared bankruptcy. Most modern credit scoring methods bottom out at 350.

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