CreditStrong for Business

NOVEMBER 7, 2024

Carefully review your credit history for any potential errors that might hinder you from achieving a good credit score. The first option involves directly contacting the lender regarding the potential error on your payment history, such as a credit card company or student loan issuer.

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CreditStrong for Business

OCTOBER 24, 2024

CPN vendors often also encourage you to change other personal details on your application, such as your telephone number and mailing address, to prevent creditors from connecting your new identity with your original one. You’d have a second chance to build a credit profile from scratch. Are They Legal?

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CreditStrong for Business

SEPTEMBER 12, 2024

Per FICO, lenders and creditors view hard inquiries as a sign of risk—statistically, consumers with six or more inquiries on their credit bureau reports are several times more likely to file for bankruptcy. How Much Can a Hard Inquiry Impact Your Credit Score?

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CreditStrong for Business

JULY 15, 2022

Without any credit history, you don’t fall into any credit range. You’re credit invisible. It wouldn’t be fair at all to lump people who have made no mistakes in with those who have a low credit score because they declared bankruptcy. Most modern credit scoring methods bottom out at 350.

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