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How to Fix My Credit to Buy a House

CreditStrong for Business

The most heavily weighed factor that contributes to your FICO score is your payment history , which is 35% of the basis for credit scores. Consumers must strive for making timely payments on all credit card debt, car loans, and other loan types.

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Online Credit Reports & How They Are Tracking Everything You Do

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Consult the credit bureau(s) if you see a suspicious business name or are confused about why a specific company checked your credit. You may also see negative information on your credit report based on information reported in public records. Examples include: Bankruptcies. Bankruptcy records filed in federal districts.

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Ways Credit History Can Impact Everyday Life

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Your credit history sums up all the information in your credit report. This information includes balances due, credit accounts, and payment history details. Your credit report also contains information on overdue debt, foreclosures, bankruptcies, judgments, and liens.