From unlikely-to-pay debt to bad debt: how to detect underperforming debtors
aptic
OCTOBER 12, 2021
In the wake of the banking crisis, the European Central Bank (ECB) defined three grades of non-performing loans: past due, unlikely-to-pay (UTP) and bad loans. Today, the UTP category is more relevant than ever in the field of credit management. To identify UTP debts, you need to pick up on the warning signs in good time.
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