Bad Debt Credit Card Companies Credit Card Payments 
CreditStrong for Business
MARCH 10, 2023
Fortunately, there are ways to improve your overall credit profile to offset the adverse results that late payments have on your credit score. Equifax, Experian, and TransUnion, the three major credit bureaus, compile the data that creditors report. The type of credit account alone should not make a difference.
CreditStrong for Business
SEPTEMBER 12, 2024
How Different Entries Affect Your Credit Score Equifax , Experian , and TransUnion , the three major credit bureaus, compile the data that creditors report. This means that if you are a day, or even a week, late on your payments, it won’t hurt your credit. The type of credit account alone should not make a difference.
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