Bad Debt Chapter 7 Credit Reporting Agencies 
CreditStrong for Business
SEPTEMBER 4, 2024
Your credit report sees the effects of a bankruptcy filing for ten years for a chapter 7 bankruptcy. With a chapter 13 bankruptcy, your credit is affected for seven years. How Long Does A Chapter 13 Bankruptcy Stay On A Person’s Credit Report?
CreditStrong for Business
SEPTEMBER 12, 2024
There is one exception—bankruptcy may remain on your credit bureau report for up to ten years. More precisely, a Chapter 7 bankruptcy will remain for up to ten years, while a Chapter 13 bankruptcy generally remains for seven years. Payments only get reported to the credit bureaus if they are 30 days late.
CreditStrong for Business
MARCH 10, 2023
Most negative information such as late credit card payments, collection agency activity, and other missed payments toward debts remain on your credit report for seven years. Bankruptcy is an exception that may remain on your credit bureau report for up to 10 years.
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