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Payment History and How It Affects Your Credit Score

CreditStrong for Business

Payment history is the most important factor in calculating your FICO® credit score. Your payment history accounts for over a third of your overall FICO credit score, comprising 35% of the impact of all FICO credit score factors. Read more about the factors that impact your credit score.

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8 Easy Things Every Young Adult Should Do To Save Money

Due

In this article, we’ll go over eight simple things every young person should do to save and get better acquainted with their money. As a general rule of thumb, keeping a low credit utilization ratio is better for your credit score. You should pay off as much of your credit debt each month.

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Reducing Debtor Days To Maximise Cashflow

Know-It Global

Since you’re here reading this article we suspect you’re having issues with not being paid on time. Late payments are crippling businesses all over the UK with 52% of businesses experiencing late payment , and 25% reporting increased instances of late payment in 2022. You’re not alone.

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Alternative Financing – Why it’s a good option for small business.

Eagle Business Credit

It’s particularly useful for B2C businesses with high credit card sales volumes but less-than-perfect credit ratings. The repayment is a percentage of the businesses’ daily credit card income, taken directly from the processor that clears and settles the credit card payment.

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We Partnered with Hiscox to Make Insurance & Financing Easy

Fundera

Plus, they’ll get our free credit score monitoring and tools to help entrepreneurs better manage their finances. . Hiscox will offer crucial resources to business owners searching for capital, including expert articles and toolkits to aid the loan search and application processes.

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How does a secured credit card work? Business edition

tillful

However, they are a unique type of credit-building credit card that are actually more similar to unsecured credit cards (what you may be familiar with as “regular” credit cards). Here’s everything you need to know about secured cards, and how to use them to build business credit.

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Best Financial Books for Beginners

Due

We’re never paid for placement in our articles from any book or for links to our site—we value the trust readers put in us to offer authentic book evaluations of the financial advice behind them. As you can imagine, this was pretty radical stuff in the early 1990s,” notes Kara Perez in a previous Due article.