Abrigo

APRIL 7, 2022

Experts answer CECL questions from 2023 adopters Participants in Abrigo's CECL Kickstart webinars asked consultants their questions leading up to the 2023 CECL implementation date. Would you like other articles like this in your inbox? Reasonable, defensible, data-based CECL models. CECL Deep Dive.

CECL 78

CECL Credit Unions Default Credit Risk 78

Abrigo

JULY 26, 2021

The Scaled CECL Allowance for Losses Estimator (SCALE) tool was unveiled This tool is allowed only for banks under $1 billion as they transition to CECL. . Would you like other articles like this in your inbox? CECL SCALE is an Excel spreadsheet-based tool. Starting Point". Learn more. How it Works. Be Prepared.

CECL 78

CECL Credit and Collections Credit Risk Credit Unions 78

Abrigo

JULY 12, 2021

Q Factors under CECL and How They Will Compare Understanding the quantitative side of the CECL calculation is the start to applying qualitative adjustments under CECL. Would you like other articles on CECL and Q Factors in your inbox? Popular CECL Topic. What will happen to Q factors?'. You’re not alone.

CECL 78

CECL Credit Unions Credit Risk 78

Abrigo

SEPTEMBER 22, 2021

CECL disclosure requirements for 2023 filers and others New disclosures are required under CECL in some cases. See below for key takeaways of this article. Stay updated on all things CECL. PCD Disclosures Some disclosures are the same, but disclosures tied to PCD accounting and AFS debt securities are changing under CECL.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

APRIL 11, 2025

This article covers these key topics: Hindrances to sound loan review scoping What loan review should be able to do How to stop scoping like it's 1985 Bringing your loan review scope into 2025 Determining the scope of a financial institutions loan review is the foundation of an effective loan review process. appeared first on Abrigo.

Credit Risk 78

Credit Risk CECL 78

Abrigo

DECEMBER 31, 2019

Key Takeaways Risk management practices were on the minds of bankers in 2019 Some of the most popular blog posts of 2019 were about stress testing and CECL. Risk management practices were in the spotlight in 2019. CECL and stress testing. What is the PD/LGD Transition Matrix Model for CECL?

CECL 60

CECL Credit Unions Default Credit Risk 60

Abrigo

AUGUST 2, 2023

CRE credit risk is in the spotlight A structured approach to assessing commercial real estate risk helps banks and credit unions address inquiries about the health of CRE loans. You might also like this on-demand webinar, "Stress testing & CECL efficiencies." Wells Fargo & Co.

CECL 78

CECL Credit Risk Credit Unions 78

Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? Portfolio Risk & CECL. CECL Models. Credit Risk Management.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

MAY 24, 2024

Would you like other articles like this in your inbox? The FedNow Service enables community financial institutions to stay competitive by meeting instant payment demands. Implement it smoothly with these tips on preparing for FedNow.

Credit Unions 97

Credit Unions CECL Credit Risk Transactions 97

Abrigo

NOVEMBER 17, 2023

Taking a critical look at the existing steps for the financial institution’s loan applications and credit decisions can uncover opportunities to offer faster business loan decisions that provide a better member or customer experience. The analyst can focus on analyzing large, complex scenarios rather than data entry and spreadsheets.

Credit Unions 88

Credit Unions CECL Credit Risk Credit and Collections 88

Abrigo

OCTOBER 17, 2023

Supervisory priorities Banking examiners to focus on managing change As banks and credit unions face an ever-evolving landscape that requires adaptability and innovation, they would be wise to take stock of their change management processes. This article describes recent comments by financial regulators about managing change.

Credit Unions 78

Credit Unions CECL Credit Risk Dashboards 78

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . Would you like other articles like this in your inbox? Learn four steps for integrating CECL and other risk management models. Validation teams.

CECL 78

CECL Credit Unions Credit Risk 78

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 3 Banking intelligence that's purpose-built for banks and credit unions combines analytics and intuititve dashboards.

Credit Unions 78

Credit Unions CECL Credit Risk Dashboards 78

Abrigo

AUGUST 30, 2024

You might also like these popular resources on interest rate risk, liquidity, and CECL. Would you like other articles like this in your inbox? Prepare now for potential changes to FHLBs Capital rules and membership criteria are among the areas where banks could see changes in how the Federal Home Loan Bank system operates.

CECL 78

CECL Credit Risk 78

Abrigo

DECEMBER 23, 2022

Would you like other articles like this in your inbox? Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies. Th e article is intended for the ALM rookie who wants to understand ALM basics: the process and its usefulness. Learn More.

CECL 78

CECL Credit Unions Credit and Collections Credit Risk 78

Abrigo

JANUARY 19, 2015

The BASEL Committee, in a January 2014 article , acknowledged four components of a capital planning process: 1. Capital policy and risk structure 3. Internal control and governance 2. Forward-looking review 4. Management framework for preserving capital.

Credit Unions 89

Credit Unions CECL Credit Risk 89

Abrigo

JUNE 27, 2024

Would you like other articles like this in your inbox? Read this blog to learn the definition of structuring, why it is illegal, and some examples of structuring scenarios that can help banks understand customer behavior and intent.

Transactions 88

Transactions CECL Credit Unions Credit Risk 88

Abrigo

FEBRUARY 23, 2022

Would you like other articles like this in your inbox? Takeaway 2 Loan decisioning allows institutions to efficiently allocate credit analysts’ time for profitable small business lending. Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL.

Small Businesses 78

Small Businesses Credit Unions Credit Risk CECL 78

Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Would you like other articles on ALM in your inbox? Credit risk and ALM. credit derivatives. letters of credit.

Credit Unions 78

Credit Unions Credit Risk CECL 78

Abrigo

SEPTEMBER 5, 2023

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. You might also like these on-demand webinars on tackling common credit risk questions. Talk to a specialist to learn more.

Credit Risk 78

Credit Risk CECL Credit Unions Transactions 78

Abrigo

SEPTEMBER 20, 2023

Would you like other articles like this in your inbox? Understanding tax ID fraud FinCrime professionals looking to prevent tax ID fraud, first need to understand the fundamentals of what is happening and their best recourse for prevention.

CECL 78

CECL Credit Risk Transactions 78

Abrigo

OCTOBER 21, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. Cybersecurity | 4 minute read Key Takeaways Third-party/vendor risk management is becoming increasingly challenging with more cloud-based providers. Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL.

Cybersecurity 60

Cybersecurity CECL Credit Risk 60

Abrigo

JUNE 8, 2021

Would you like others articles like this in your inbox? Takeaway 1 Civil monetary penalties and reputational risks are reasons why institutions need to employ seasoned sanctions officers. CECL Models. Credit Risk Management. Portfolio Risk & CECL. Ensure your institution's OFAC compliance.

CECL 78

CECL Trust Companies Credit Risk Transactions 78

Abrigo

JULY 9, 2021

Would you like others articles like this in your inbox? Takeaway 2 The risk of hidden financial costs increases with multiple vendors, as does the risk of incompatibility between the technology. Lending & Credit Risk. Portfolio Risk & CECL. Lending & Credit Risk. Learn More.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

JULY 14, 2023

Would you like other articles like this in your inbox? in CECL calculations and loan performance), but stale information is not the best to use for strategic planning. Takeaway 1 Exactly what information is needed to evaluate the viability of identified short- and long-term goals? Learn more about Abrigo Connect.

Credit Unions 78

Credit Unions CECL Dashboards Revenue Recognition 78

Abrigo

FEBRUARY 1, 2023

Navigate renewals and regulatory changes Watch this video on credit risk in a rising-rate environment Keep me informed watch Flattening, steepening, inverting Yield curve scenarios Flattening yield curve. Investors are not receiving financial compensation for the risk of time in their investments.

CECL 78

CECL Credit Risk 78

Abrigo

JULY 12, 2021

Would you like others articles like this in your inbox? Lending & Credit Risk. Portfolio Risk & CECL. The agency recently completed their three-day June plenary. They addressed some of the most pressing illicit financial issues the world faces today. . Learn more. BSA Rules and Regulation. BSA Training.

CECL 78

CECL Credit Risk 78

Abrigo

JULY 16, 2021

FinCEN Releases 8 AML/CFT Priorities These priorities were published June 30, 2021, highlighting several areas of heightened risk for the U.S. Would you like others articles like this in your inbox? Lending & Credit Risk. Portfolio Risk & CECL. financial system. Learn More. BSA Rules and Regulation.

Credit Unions 78

Credit Unions Cybersecurity CECL Credit Risk 78

Abrigo

APRIL 28, 2022

You might also like this webinar, "Analyzing Core Deposits for Risk Management & Loan Growth." Dave Koch, Director of Abrigo Advisory Services, also contributed to this article. Portfolio Risk & CECL. Gauge Your Institution’s Risk from Inflation: Planning Ahead with Stress Testing. Asset/Liability.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

DECEMBER 20, 2021

Would you like other articles like this in your inbox? Takeaway 2 A strong AML program is critical in guarding against money laundering and terrorist financing risks. Lending & Credit Risk. Portfolio Risk & CECL. FinCEN announces $8 Million BSA Enforcement Action: The Resurrection of AML Penalties.

CECL 78

CECL Transactions Credit Risk 78

Abrigo

DECEMBER 7, 2021

Best practices for your BSA/AML risk assessment Learn top tips for creating a risk assessment to capture your institution's risk. . Would you like other articles like this in your inbox? Takeaway 1 Documentation is one of the most critical aspects of performing a risk assessment. Lending & Credit Risk.

Cybersecurity 78

Cybersecurity Credit Unions Transactions Credit and Collections 78

Abrigo

OCTOBER 23, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. The banking industry is no stranger to this.

Cybersecurity 60

Cybersecurity Credit Risk CECL 60

Abrigo

NOVEMBER 10, 2020

Kylee Wooten, Content Marketing Manager at Abrigo, also contributed to this article. . Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Portfolio Risk & CECL. Credit Risk Management. Lending & Credit Risk. Learn More.

Credit Risk 131

Credit Risk CECL Transactions 131

Abrigo

MARCH 13, 2024

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Would you like other articles like this in your inbox? Learn how Heritage Bank cut days off its processes. Want to learn more?

Credit Unions 88

Credit Unions CECL Default Credit Risk 88

Abrigo

MAY 5, 2022

Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. Would you like other articles like this in your inbox? CECL Models. Lending & Credit Risk.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

APRIL 22, 2024

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. Win more small business deals and grow market share.

Credit Unions 97

Credit Unions Small Businesses Credit and Collections Credit Risk 97

Abrigo

MAY 22, 2024

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. Win more small business deals and grow market share.

Credit Unions 78

Credit Unions Small Businesses Credit and Collections Credit Risk 78