Your Virtual Credit Manager

APRIL 2, 2024

Commercial credit scores predict the likelihood of a business fulfilling its financial obligations, particularly regarding debt repayment and trade credit. Their greatest value, however, may be not what they can tell you about an individual company, but what they can tell you about your entire accounts receivable (AR) portfolio.

Credit Scoring 130

Credit Scoring Credit and Collections Bad Debt Credit Risk 130

Emagia

APRIL 20, 2025

Lack of Real-Time Visibility: Finance teams struggle to get a consolidated, real-time AR aging report or DSO trends across brands. Manual Collections and Credit Risk Manual Follow-Ups: Collections teams often rely on spreadsheets and emails to track follow-ups, causing delays and inefficiencies.

AR Aging 40

AR Aging DSO Accounts Receivable (AR) Credit and Collections 40

Fundera

OCTOBER 29, 2015

Later on, we’ll discuss qualification standards like your time in business, annual revenue, average bank balance, and personal credit score, all of which will determine exactly which lenders and loan products you’ll be eligible for. Otherwise, you can create an excel spreadsheet similar to your AR aging report.

AR Aging 99

AR Aging Credit Scoring Small Businesses Credit Card Payments 99

Your Virtual Credit Manager

JANUARY 9, 2024

Segmenting your receivables can be based on any number of criteria: industry type, distribution channel, customer risk rating or score, credit limit, AR aging and so on. While these are all useful as a secondary segmentation, the place you want to start is with customer annual purchases from your firm.

Credit and Collections 130

Credit and Collections AR Aging Accounts Receivable (AR) Deductions 130

Fundera

JANUARY 18, 2019

Later on, we’ll discuss qualification standards like your time in business, annual revenue, average bank balance, and personal credit score. Accounts Receivables Aging Statement – Invoice-based businesses rely heavily on their receivables to maintain good cash flow. Provide your most recent AR aging statement.

Small Businesses 72

Small Businesses AR Aging Credit Scoring Deductions 72

Fundera

AUGUST 29, 2017

If you’ve researched traditional small business loans , you’re probably aware that you need to have a profitable business, a strong revenue history, and a robust personal credit score to qualify for the best options. But what if that doesn’t describe your business just yet?

Past Due Invoices 75

Past Due Invoices Credit Scoring Default AR Aging 75

Fundera

DECEMBER 2, 2015

If you’ve researched traditional small business loans, you’re probably aware that you need to have a profitable business, a strong revenue history, and a robust personal credit score to qualify for the best options. But what if that doesn’t describe your business just yet? High-growth Mode.

Past Due Invoices 61

Past Due Invoices Credit Scoring Default AR Aging 61