Abrigo

MARCH 10, 2025

Other audit or exam considerations When facing an audit or exam, panel members suggested that financial institutions prepare for questions like: Ongoing monitoring: Do you compare actual losses and prepayments against prior forecasts to see whether adjustments are necessary?

CECL 78

CECL Actual Loss Credit Unions Post Audits 78

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Lending & Credit Risk. Ag Lending.

Credit Risk 78

Credit Risk Actual Loss 78

Abrigo

APRIL 14, 2025

Sidestep some of the issues that most commonly hurt backtesting efforts Backtesting the estimate for credit losses can build confidence in the CECL model and ensure it reflects an institution's credit risk. Frequent reviews help spot early warning signs and ensure that assumptions stay aligned with actual performance.

CECL 78

CECL Actual Loss Credit Risk 78