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Do You Really Need A Credit Score for Cell Phone Plans?

CreditStrong for Business

As of February 2021, 97% of the US population have a cell phone and 85% of people own smartphones. While you don’t necessarily need to have good credit to get a phone plan, it definitely helps. You don’t have to let a bad credit score stop you. Do You Need a Credit Score To Get a Cell Phone?

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How Long Does It Take to Improve Your Credit Score 100 Points?

CreditStrong for Business

A good credit score is the key to unlocking many doors in personal finance. You’ll need a good credit score to access the best credit card accounts, get an affordable car loan, and become a homeowner. of Americans have a subprime credit score. of Americans have a subprime credit score.

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How Long Does It Take to Improve Your Credit Score 100 Points?

CreditStrong for Business

A good credit score is the key to unlocking many doors in personal finance. You’ll need a good credit score to access the best credit card accounts, get an affordable car loan, and become a homeowner. of Americans have a subprime credit score. of Americans have a subprime credit score.

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How Long Do Late Payments Stay on Your Credit Report?—Everything You Need To Know

CreditStrong for Business

Unfortunately, regardless of the reason, they will affect your credit score. Still, you may be wondering—how long do late payments stay on your credit report? Still, you may be wondering—how long do late payments stay on your credit report? How Does a Late Payment Affect Your Credit?

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How Long Do Late Payments Stay on Your Credit Report?

CreditStrong for Business

Late payments remain on your credit bureau report and influence your credit score for seven years. Fortunately, there are ways to improve your overall credit profile to offset the adverse results that late payments have on your credit score. and 35% of your FICO score.

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Financial Literacy: 10 Ways to Improve It

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For comparison’s sake, in 2021, it was about 11%. Compared to 2021, that figure is nearly $500 higher in 2022. As a result, this prevents harming your credit score or even bankruptcy. Understand credit scores. Your credit score will be pulled instead,” adds John. 23 and Dec.

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Small Business Loans in California: The 8 Best Options in 2024

CreditStrong for Business

Only 42% of small businesses managed to qualify for sufficient financing in 2021. That may involve increasing your gross annual revenue, paying off debts, or acquiring credit accounts to improve your credit scores. What Is the Minimum Credit Score for a Business Loan? Give one a try today!