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The State of Online Small Business Lending — Q4 2015

Fundera

This short-term line of credit product serves a riskier borrower class, increasing the product diversity available to borrowers with lower credit scores. Time to funding and annual revenue also decreased for the overall line of credit product in Q4. Credit Score and Annual Revenue Distributions.

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What to Bring When Buying a Car

CreditStrong for Business

hours finalizing these transactions. Credit Score and History If you intend to finance a vehicle or similar large purchase, obtaining a recent copy of your credit report is always encouraged. The three major credit bureaus, Equifax, Experian, and Transunion, each provide consumers one free copy of the report annually.

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The Credit Score Guide: How Raising Your Score Can Save You Thousands on a Loan

Fundera

That’s right: your personal ( not business) credit score matters more than anything else. In this credit score guide, we’ll take a look at why your credit score matters, how it affects your business financing, and what improving your credit can do. What’s a Credit Score? Quick Reminder.

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26 Ways A Cashless Society Can Simplify Your Financial Life and Save You Astronomical Amounts of Money

Due

The adoption of cashless transactions has many benefits, including simplifying our financial lives and reducing our overall expenses. Approximately four out of ten Americans (41%) say they rarely use cash for purchases in a typical week, up from 29% in 2018 and 24% in 2015. Lower transaction costs. Earn cashback rewards.

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Online Credit Reports & How They Are Tracking Everything You Do

Due

Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Your credit scores are also influenced by your credit reports. The reason for this is that credit scores are calculated using information from your credit report.

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The State of Online Small Business Lending — Q1 2016

Fundera

This report in particular takes a look at millennials—how they borrow, how they run their businesses, and how they stack up to non-millennials in everything from loan types they prefer to how well they know their credit scores. Millennials accurately predict their credit scores more often than non-millennials, albeit by a small amount.

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Best Bank For Small Business in 2018? These 4 Top The List

Fundera

Capital One’s Spark Classic business credit card is great for business owners who are still building up their personal credit score, since you’ll only need a minimum credit score of 550 to apply—one of the lowest minimum credit card requirements you’ll find on a major credit card.