2015 Credit Scoring Default 
Fundera
JULY 6, 2016
That’s right: your personal ( not business) credit score matters more than anything else. In this credit score guide, we’ll take a look at why your credit score matters, how it affects your business financing, and what improving your credit can do. What’s a Credit Score? Quick Reminder.
Fundera
MAY 25, 2017
This is why it’s important for business owners to stay abreast of how their personal credit score can affect their ability to get credit for the purposes of funding their business’ operating costs. Fortunately, some changes coming down the pipeline could positively affect millions of Americans’ credit scores.
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Fundera
APRIL 17, 2018
Watch out, because you might just see a bump in your personal credit score on the way. That’s because thanks to Experian, TransUnion, and Equifax—the three major credit bureaus—credit reports no longer include tax liens. Credit Reports No Longer Include Tax Liens. What’s a Tax Lien?
Fundera
JUNE 14, 2016
As a small business owner, chances are you’ve needed to borrow money at one point or another—whether that’s through a term loan , a line of credit , or a specialized product like equipment financing. Check out your business and personal credit scores. You should know your business and your personal credit scores by heart. (If
Abrigo
MARCH 2, 2015
million in January 2015, from 15.2 • Long-term loans for used cars also doubled to 14 percent over the same time period • Borrowers with lower overall credit scores are being approved • Loans are being made with higher loan-to-value (LTV) ratios • Average dollar losses per vehicle are rising.
Fundera
MAY 4, 2018
The percentage of borrowers who stacked loans doubled between 2013 and 2015. And loan stacking is bad for lenders, too, who might lose out to other creditors if the borrower defaults. And if the borrower defaults, the presence of multiple creditors can make it difficult for each lender to get their money back. An example?
Fundera
JUNE 22, 2016
If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. In September of 2015, all banks held a total of nearly $600 billion in small business loans—but in 2008, that number had been over $700 billion. Door-to-door money lending services.
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