FICO Blog

DECEMBER 8, 2022

FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Economic Scenario.

Default 52

Default CECL Credit Risk 52

Abrigo

NOVEMBER 2, 2016

They also wanted to try to assess the impact of any consumer or mortgage defaults tied to higher unemployment or lower home prices in areas affected by the lower energy prices. Image credit: Clinton Steeds , Flickr CC. This failure rate is significantly below historical averages, the study noted.

Default 94

Default Credit Risk Credit Unions 94

Abrigo

MARCH 2, 2015

million in January 2015, from 15.2 “When the borrower experiences difficulties, they are more likely to default and the loss will likely be greater for the lender and investors.” ” The OCC often promotes the need for a healthy risk culture. Blog Bank Credit Union' auto industry is booming.

Credit Unions 79

Credit Unions Credit Scoring Credit Risk Default 79

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks.

Credit Unions 60

Credit Unions CECL Default Credit Risk 60