Remove 2015 Remove CECL Remove Credit Risk
article thumbnail

Best practices for credit risk management in uncertain times

Abrigo

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." Digitize processes. keep me informed.

article thumbnail

Top 10 banking webinars of 2015

Abrigo

While the FASB’s CECL model has garnered much of the industry’s attention as of late, several other topics within credit, stress testing and the ALLL were of interest to banks and credit unions in 2015. Below are the top 10 highest-attended webinars of 2015, with links to view the complimentary recordings.

CECL 60
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

CECL: The role of risk ratings

Abrigo

The importance of a sound risk rating process continues and possibly grows in the coming years as financial institutions grapple with the increased emphasis on estimating credit losses. At the end of the day, the risk rating is the one indicator of risk that exists in a portfolio.

CECL 68
article thumbnail

Preparing your financial institution to manage loan workouts, loan modifications

Abrigo

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." CRE loan accommodations.

article thumbnail

CECL is a hot topic at Sageworks Risk Management Summit

Abrigo

The Financial Accounting Standard Board’s proposed move to the current expected credit loss, or CECL, is top of mind for many of the bankers and industry experts attending the 2015 Risk Management Summit presented by Sageworks. In the meantime, though, he said institutions should be gathering data now.

CECL 84
article thumbnail

How can credit underwriting help maintain credit quality?

Abrigo

As the OCC noted in its 2015 Survey of Credit Underwriting Practices , credit risk is increasing as underwriting standards have eased more than tightened for commercial and retail loan products for the third consecutive year amid increased competition for business.

CECL 60
article thumbnail

How to forecast future expected credit losses

Abrigo

A central difference between the existing incurred-loss model for estimating credit losses and the FASB’s proposal utilizing a current expected credit loss , or CECL, model is that financial institutions will need to estimate how much money they will lose on loans throughout the life of the loans. Dyer said.

CECL 60