2014 Credit Risk Default 
Abrigo
NOVEMBER 2, 2016
They also wanted to try to assess the impact of any consumer or mortgage defaults tied to higher unemployment or lower home prices in areas affected by the lower energy prices. However, the oil- and gas-sensitive banks’ return on assets has converged toward the comparison groups since mid-2014.
Abrigo
MARCH 2, 2015
percent of banks reported stronger demand for auto loans in Q4 of 2014, up from 18.8 Demand is also increasing at credit unions. Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. ” The OCC often promotes the need for a healthy risk culture.
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