Remove 2014 Remove Credit Risk Remove Credit Unions
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10 Top banking podcasts you should be listening to

Abrigo

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. The average time spent listening to podcasts has surged 450% since 2014, and listeners span all ages. banks and credit unions can be difficult.

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Cultivate a better ag lending process: 7 best practices

Abrigo

A better ag lending process that makes applying smoother for borrowers can also mean a more efficient workflow for bank or credit union staff. The most recent Iowa Farm and Rural Life Poll on farmers’ use of communications and computing technologies found in 2020 that 66% of farmers said they use a smartphone, up from 30% in 2014.

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OCC warns against lax auto loan standards

Abrigo

percent of banks reported stronger demand for auto loans in Q4 of 2014, up from 18.8 Demand is also increasing at credit unions. Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. Blog Bank Credit Union'

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Lending standards slip, risk increasing according to OCC

Abrigo

Lending standards continue to relax, according to data from the OCC’s 2014 Survey of Credit Underwriting Practices. Source: OCC 2014 Survey of Credit Underwriting Practices, December 2014. The OCC found that commercial loans evaluated within the survey had an increased risk level, compared to 2013.

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Defending the bank's capital levels

Abrigo

The BASEL Committee, in a January 2014 article , acknowledged four components of a capital planning process: 1. Capital policy and risk structure 3. adjusting strategic and capital plans to mitigate risk, 3. changing risk appetite and risk tolerance levels, 4. Blog Bank Credit Union'

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OCC cites loosening of underwriting standards as a top supervisory concern

Abrigo

The report, based on data through the end of 2014, discusses risks facing national banks and federal savings associations, and focuses on issues that pose threats to the safety and soundness of those OCC-regulated institutions. For more on the topic, access the recorded webinar: Instilling the Right Credit Risk Culture.

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The impact of lower energy prices on banks

Abrigo

Some differences in loan portfolios However, nonperforming loan ratios, a good measure of the health of a bank’s loan portfolio, for commercial and industrial loans began to deteriorate at energy-sensitive banks in mid-2014 once the oil slump began, especially relative to two comparison-bank groups. “By

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