How Long Do Late Payments Stay on Your Credit Report?—Everything You Need To Know
CreditStrong for Business
SEPTEMBER 12, 2024
There is one exception—bankruptcy may remain on your credit bureau report for up to ten years. More precisely, a Chapter 7 bankruptcy will remain for up to ten years, while a Chapter 13 bankruptcy generally remains for seven years. This won’t change regardless of whether you pay the past due amount or not.
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