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How to Find the “Best-Fit” QuickBooks ProAdvisor for Your Business

Fundera

That will turn up a list of ProAdvisors, and is sorted by “default” at first. Honestly, I’m not sure what the default is. Just kidding, don’t bother with G+, odds are they haven’t updated it since 2013, amiright?). The best place to go to is findaproadvisor.com. But, I’m not sure what the secret sauce is.

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The impact of lower energy prices on banks

Abrigo

They also wanted to try to assess the impact of any consumer or mortgage defaults tied to higher unemployment or lower home prices in areas affected by the lower energy prices.

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OCC warns against lax auto loan standards

Abrigo

percent in Q4 of 2013. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. “When the borrower experiences difficulties, they are more likely to default and the loss will likely be greater for the lender and investors.” FRED reports that 25.4 Demand is also increasing at credit unions.

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Should You Ever Give an Employee a Loan?

Fundera

Contributing to employee retention and reducing turnover, according to a 2013 University of Colorado study on small and mid-sized contracting businesses. Between 2011 and 2013, payroll advances by companies decreased from 21% to just 13%. Building loyalty and improving morale within a small business or office. Keep pristine records.

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When Does Short-term Debt Make Sense?

Fundera

The short-term business loan model has seen extraordinary growth in recent years—non-bank short-term lenders doubled the amount of money they loaned between 2012 and 2013, from $1.5 Also, you should keep in mind these top 5 predictive indicators of business loan defaults : Your cash-to-assets ratio is low. billion to $3 billion.

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Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

FICO Blog

Assume an auto finance portfolio’s current underwriting risk management strategy requires applicants to have an expected 24-month default rate less than 3%. As seen in Figure 1, in the unstressed economy of 2013-15, this would have aligned with a simple FICO® Score cut-off of 640 or higher. Economic Scenario.

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How to Get Rid of PMI on an FHA Loan

CreditStrong for Business

It protects them if you ever default. However, the outlook is brighter if you took out your loan between January 1, 2001, and June 3, 2013. Finally, if you received your mortgage on or after June 3, 2013, your MIP’s cancellation depends on your down payment. You have to pay it for the rest of the life of the loan.