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Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

FICO Blog

FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Economic Scenario.

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OCC warns against lax auto loan standards

Abrigo

percent in Q4 of 2013. Demand is also increasing at credit unions. Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. Blog Bank Credit Union' FRED reports that 25.4

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The impact of lower energy prices on banks

Abrigo

They also wanted to try to assess the impact of any consumer or mortgage defaults tied to higher unemployment or lower home prices in areas affected by the lower energy prices. Image credit: Clinton Steeds , Flickr CC.

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