Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . Takeaway 1 A system for ongoing, independent credit risk review will not look the same from institution to institution. 2020 Interagency Guidance.

Credit Risk 78

Credit Risk Credit Unions CECL Credit and Collections 78

Abrigo

DECEMBER 16, 2014

The survey assessed 91 banks and the lending standards and credit risk for the most common types of commercial and retail credits. Concentrations that showed the most significant signs of easing include leveraged loans, indirect consumer, credit cards, large corporate, and international loans. Blog Bank Credit Union'

Credit Unions 89

Credit Unions Credit Risk 89

Abrigo

MARCH 2, 2015

percent in Q4 of 2013. Demand is also increasing at credit unions. Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. Blog Bank Credit Union'

Credit Unions 79

Credit Unions Credit Scoring Credit Risk Default 79

Abrigo

DECEMBER 1, 2021

This article is substantially updated from a 2013 blog post. There will always be risks inherent in loan portfolios, and effective portfolio management and loan control functions are critical to the overall risk management function of banks and credit unions. Credit Risk Management. Risk Ratings.

Credit Risk 78

Credit Risk Credit Unions 78

Abrigo

MAY 5, 2022

Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. Podcasts for bankers and credit union execs, staff. And all release a new episode at least monthly.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Abrigo

DECEMBER 9, 2014

percent over the 3rd quarter of 2013. These expansions can come with growing pains, including identifying new customers to whom the bank can make loans, creating more rigorous and objective credit analysis policies and training bank employees on those policies. Blog Bank Credit Union'

Credit Unions 68

Credit Unions Credit Risk Small Businesses 68

Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Image credit: Clinton Steeds , Flickr CC.

Default 94

Default Credit Risk Credit Unions 94