Abrigo

NOVEMBER 11, 2019

Bankers since the financial crisis have become accustomed to seeing language like the following: “The FDIC is re-emphasizing the importance of prudent interest rate risk oversight and risk management processes to ensure FDIC-supervised institutions are prepared for a period of rising interest rates.” FDIC FIL-46-2013 October 8, 2013.

CECL 60

CECL Credit Risk 60

Abrigo

MARCH 2, 2015

percent in Q4 of 2013. Demand is also increasing at credit unions. Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. Blog Bank Credit Union' FRED reports that 25.4

Credit Unions 79

Credit Unions Credit Scoring Credit Risk Default 79

Abrigo

JULY 9, 2015

The report, based on data through the end of 2014, discusses risks facing national banks and federal savings associations, and focuses on issues that pose threats to the safety and soundness of those OCC-regulated institutions. For more on the topic, access the recorded webinar: Instilling the Right Credit Risk Culture.

Credit Risk 60

Credit Risk Credit Unions 60

Abrigo

DECEMBER 9, 2014

percent over the 3rd quarter of 2013. These expansions can come with growing pains, including identifying new customers to whom the bank can make loans, creating more rigorous and objective credit analysis policies and training bank employees on those policies.

Credit Unions 68

Credit Unions Credit Risk Small Businesses 68

Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Image credit: Clinton Steeds , Flickr CC.

Default 94

Default Credit Risk Credit Unions 94

JSP Credit Management

APRIL 28, 2022

Although we won’t be discussing the Prudential Regulation Authority here, the Financial Conduct Authority (FCA) heralded a new financial regulatory structure from 1st April 2013 onwards. Then came the Prudential Regulation Authority and the Financial Conduct Authority. and contact us to discuss your needs.

Debt Collections 52

Debt Collections Bad Debt Credit Management Credit Risk 52

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Portfolio Risk & CECL. Credit Risk. Portfolio Risk & CECL. Portfolio Risk & CECL. So the question remains: would they hold up against a recession? Learn More.

CECL 60

CECL Transactions Credit Risk 60

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 • Reasonable interest rate risk limits. • Liquidity risk management and adequacy of contingency funding plans. The OCC noted a full doubling of loan growth among banks and federal savings associations in the district over the past year.

Credit Risk 94

Credit Risk 94

Due

JANUARY 3, 2023

There are a number of elements that make up your credit report, including personal information, your credit account history , and your credit inquiries. Credit bureaus receive this information from your lenders and creditors. FICO® Scores are used to determine whether you are a good credit risk for future lenders.

Credit Scoring 119

Credit Scoring Credit and Collections Bankruptcy Credit Reporting Agencies 119