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How to Accept Credit Card Payments for your Small Business

Lendio

However, there are still plenty of small businesses that operate exclusively in cash—and will continue to do so for years to come. If you’re trying to decide whether you should accept credit card payments, it’s never been easier. Why accept credit cards? Why you might not be able to accept credit cards.

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The state of U.S. small businesses

Abrigo

Given their roles, accountants have unique insight into trends among their own small business clients, and they can probably provide an idea of how firms generally fared in 2015 based on conversations and recent engagements. Small Business Administration , there were 28.2 Small Business Administration , there were 28.2

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The 9 Best iOS Apps for Retail Stores, Ranked

Fundera

Mobile technology has thrown in another curveball: Almost anyone with a mobile device and internet access can start and run a retail business from virtually anywhere. In particular, the advent of the iOS has introduced a number of user-friendly apps that have been game changers for small business retailers.

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Loan Stacking—What It Is, The Risks, and Better Alternatives

Fundera

Loan stacking, which is when a borrower takes out multiple business loans from different lenders at the same time, is becoming increasingly common. The percentage of borrowers who stacked loans doubled between 2013 and 2015. Since the 2008 recession, banks have cut down on lending to small business owners.

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For Ag Lenders, Farm Outlook Warrants Watching

Abrigo

Any swing in income at the producer level may create additional ag credit needs for operating expenses or pressure credit quality. Both payments and higher prices had helped ag producers in 2020 and 2021 generate their highest levels of net farm income since 2013. Lending & Credit Risk. Lending & Credit Risk.

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Mixing Equity and Debt: The Lesser-Known Key to Airbnb, Uber, and Sweetgreen’s Explosive Growth

Fundera

Stable, Predictable Business Model. The world of small business lending has changed dramatically over the last decade, but lenders are still set in some of their ways. Bankers like businesses that they can understand. Business Is a Job or Regular Source of Income. Here’s more on each: 1.

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First Data Review 2019: Features, Pricing, Alternatives

Fundera

Consolidation in the merchant services industry has led to the creation of a handful of mega-providers that account for an outsized proportion of all credit and debit card transactions. Instead, we’re going to focus specifically on the products First Data promotes for small business owners, which are offered mainly through Clover.