Abrigo

MARCH 9, 2015

Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent from 2013. More than 70 percent of community banks increased their net interest income over the fourth quarter of 2013. percent of community banks were unprofitable during the quarter.

Credit Unions 84

Credit Unions 84

Accounting Department

MARCH 3, 2023

When I started here in November of 2013, we were rapidly approaching our 10 th anniversary and faced with the first big “but how do we celebrate this milestone” question. AccountingDepartment.com is 19 years old today.

98

98

SAP Credit Management

JULY 18, 2023

In 2013, SAP launched the Autism at Work program , which is dedicated to fostering an inclusive environment, breaking down barriers, and harnessing the unique skills and talents of individuals on the autism spectrum.

147

147

RMAi Blog

AUGUST 22, 2024

With the encouragement of federal regulators, RMAI spent the better part of 2012 developing the RMCP and officially launched the program in March 2013. The program was designed to establish a set of industry best practices, providing businesses with the tools and knowledge needed to navigate the complex world of receivables management.

Law Firms 147

Law Firms Credit and Collections Debt Collections Transactions 147

Abrigo

DECEMBER 16, 2014

The OCC found that commercial loans evaluated within the survey had an increased risk level, compared to 2013. Twenty-seven percent, instead of 2013’s 19 percent, of loans showed signs of increasing risk. In addition to standards, the survey also captured credit risk levels at the institutions in order to tell the full story.

Credit Unions 89

Credit Unions Credit Risk 89

Abrigo

DECEMBER 2, 2014

Compared to the second quarter of 2014 and the third quarter of 2013, loan growth continues to increase. This total represents an increase of almost 24% over the third quarter of 2013. billion from the third quarter of 2013. In short, they had stronger loan growth and higher net interest margins compared to the entire industry.

CECL 83

CECL Credit Unions 83

Fundera

OCTOBER 13, 2015

In 2013, Bevan got his first 100-point Robert Parker score , the popular numeric wine rating system, for his 2011 Cabernet Sauvignon. Between 2004 and 2013, the grape-growing, wine-production lifestyle didn’t always taste so good. This kind of prerequisite is only meant for someone with complete determination.

Small Businesses 108

Small Businesses 108

Abrigo

FEBRUARY 24, 2015

The auto industry had a substantial year in 2014, selling nearly one million more vehicles than in 2013. Credit unions reached nearly $225 billion in auto loans (this figure includes both new and used vehicle loans) for the quarter ending September 30, 2014, up from nearly $193 billion for the same period in 2013. Blog Credit Union'

Credit Unions 84

Credit Unions Credit and Collections 84

SAP Credit Management

AUGUST 7, 2023

SAP Fiori Classic: Launched in 2013, the Fiori Classic marked the first major step towards improving the user experience of SAP’s applications. SAP Fiori supports multiple device applications, allowing users to start a transaction on a desktop/laptop and continue the transaction on a smartphone or tablet.

Transactions 148

Transactions 148

Credit Management Group UK

JANUARY 19, 2025

Ensure your Letters have Impact Your letters should begin with the outstanding debt, along with any interest and compensation added to use as leverage (in line with the Late Payment of Commercial Debts Regulations 2013).

Credit and Collections 88

Credit and Collections Credit Management 88

Abrigo

OCTOBER 3, 2014

While 2013 enrollment in accounting programs is up, according to the AICPA , Thomas notes that the number of individuals actually taking the CPA exam has plateaued, which may be cause for concern among industry leaders.

Accounting Firms 108

Accounting Firms 108

Abrigo

NOVEMBER 21, 2014

banks is up $157 billion from the same period in 2013. banks, the list was determined by reviewing a bank’s Q3 2013 C&I loan total alongside its Q3 2014 figure and calculating the percentage increase. Specifically for businesses, are commercial loans on the rise? Nationally, the picture is a fine one.

Credit Unions 74

Credit Unions Transactions Small Businesses 74

RMAi Blog

DECEMBER 9, 2022

RMAI launched the Certification Program in 2013 with a stated mission to “provide enhanced consumer protections through rigorous and uniform industry standards of best practice.” Collection agencies, debt buyers, collection law firms, vendors, brokers, and their employees can earn designations.

Law Firms 100

Law Firms 100

Fundera

SEPTEMBER 28, 2015

However, 44% of all marks, according to data from 2013 , are filed under five main classes. This was the most popular classification in 2013, largely due to the broad definition of electrical apparatuses. And when you register a mark, you have to designate which class, or in some cases classes, you are filing under.

86

86

Abrigo

DECEMBER 10, 2014

And among Big Four firms, advisory-related revenue in 2013 grew almost twice as fast as tax services revenue with nearly 7 percent growth while audit revenues increased by just 0.2 percent, according to The 2013 Big Four Performance Analysis by Big4.com.

Accounting Firms 76

Accounting Firms 76

Abrigo

MARCH 2, 2015

percent in Q4 of 2013. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. FRED reports that 25.4 percent of banks reported stronger demand for auto loans in Q4 of 2014, up from 18.8 Demand is also increasing at credit unions. As a result, competition among banks and credit unions is intensifying.

Credit Unions 79

Credit Unions Credit Scoring Credit Risk Default 79

Fundera

NOVEMBER 7, 2016

In 2013, consumer awareness of Small Business Saturday jumped to 71% , from the 67% in 2012. In 2013, nearly 1,500 small business, consumers, and local organizations joined in support of Small Business Saturday, and shoppers spent an estimated $14 billion. More than 3.2 billion on Small Business Saturday.

Small Businesses 110

Small Businesses 110

Abrigo

MARCH 9, 2015

Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent from 2013. More than 70 percent of community banks increased their net interest income over the fourth quarter of 2013. percent of community banks were unprofitable during the quarter.

Credit Unions 60

Credit Unions 60

Abrigo

OCTOBER 2, 2014

minimum common equity capital ratio, took effect on January 1, 2013. The arrangements, as shown below, are designed to provide banks with the opportunity to gradually meet the new requirements. Some requirements, like a 4.5% minimum tier 1 capital ratio and a 3.5% But other components will take effect later.

Credit Unions 94

Credit Unions 94

Chaser

APRIL 20, 2023

Chaser has been a part of Xero’s ecosystem since the app was launched in 2013, and couldn’t have wished for greater recognition. The Xero Awards 2023 are judged by a panel of 18 judges, including members from the Xero leadership team, and guest judges from the Xero community, including previous Xero Award-winners and industry leaders.

Small Businesses 74

Small Businesses 74

Fundera

SEPTEMBER 5, 2019

Between the middle of 2009 and the middle of 2013, 60% of the jobs created were from small businesses. in 2013, according to the SBA’s Office of Advocacy—while S-corporations paid double that (31.6%). In the first three fiscal quarters of 2014, reports the SBA, small businesses added 1.4 Taxes and Legal Structure Statistics.

Small Businesses 109

Small Businesses Credit Scoring Credit Unions Insurance Companies 109

Fundera

MARCH 7, 2019

Between the middle of 2009 and the middle of 2013, 60% of the jobs created were from small businesses. in 2013, according to the SBA’s Office of Advocacy—while S-corporations paid double that (31.6%). In the first three fiscal quarters of 2014, reports the SBA, small businesses added 1.4 What tax rate does a business normally pay?

Credit Scoring 109

Credit Scoring Small Businesses Credit Unions Insurance Companies 109

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. economy in 2013, or roughly 5 percent of GDP. Revenues increased 3 percent to $2.26 trillion; assets rose 5.2 percent to $5.17 percent to $2.10

Credit Unions 60

Credit Unions 60

Credit Management Group UK

APRIL 1, 2024

If you do not have any terms regarding charging interest on late payment in your terms and conditions, you can rely on the Late Payment Legislation or as formally referred to ‘The Late Payment of Commercial Debts (Interest) Act 1998 as amended and supplemented by the Late Payment of Commercial Debts Regulations 2013’.

Credit and Collections 84

Credit and Collections Credit Management 84

Fundera

SEPTEMBER 16, 2016

Solidcore launched in November 2013, with a great concept in hand but still many obstacles to overcome. She finally settled on an exercise technique that focused on “high-intensity, low-impact”: slowly making controlled through difficult positions on resistance machines, in other words. How do I get a commercial lease?

Small Businesses 98

Small Businesses 98

Abrigo

APRIL 6, 2015

The survey was last conducted in 2013 and proved very popular for executives prepping for their next exam. See the 2013 Results Executives who complete the survey and enter their email address at the end (optional) will be entered to win a $100 Visa gift card for their participation.

Credit Unions 60

Credit Unions 60

Fundera

MAY 10, 2016

Contributing to employee retention and reducing turnover, according to a 2013 University of Colorado study on small and mid-sized contracting businesses. Between 2011 and 2013, payroll advances by companies decreased from 21% to just 13%. Building loyalty and improving morale within a small business or office.

Medical Billing 73

Medical Billing Small Businesses Default 73

CreditStrong for Business

APRIL 4, 2023

However, the outlook is brighter if you took out your loan between January 1, 2001, and June 3, 2013. Finally, if you received your mortgage on or after June 3, 2013, your MIP’s cancellation depends on your down payment. However, that only works if your loan origination date is after June 3, 2013.

Credit Scoring 59

Credit Scoring Default 59

Fundera

OCTOBER 8, 2015

Just kidding, don’t bother with G+, odds are they haven’t updated it since 2013, amiright?). Search for them via Google or Duckduckgo and see if they’ve written any other articles – like the one you’re reading now. Look at their Facebook page, T witter feed, Google + profile.

Default 109

Default Small Businesses 109

Abrigo

JANUARY 13, 2015

Target’s late 2013 breach is among the largest in recent memory, affecting over 70 million individuals. The estimated cost of the breach may seem low – fraud protection for 1,600 members at an estimated total cost of $15,000 to $20,000.

Cybersecurity 83

Cybersecurity Credit Unions Small Businesses 83

Fundera

FEBRUARY 18, 2017

According to the Bureau of Economic Analysis, the annual growth rate of California matched the nation’s at 3% from 2009 to 2013. Tying in with the above mention about the perks of living in a bustling area, the state has been steadily reducing its unemployment rate while simultaneously growing its labor force.

Small Businesses 89

Small Businesses 89

Fundera

JANUARY 7, 2016

The short-term business loan model has seen extraordinary growth in recent years—non-bank short-term lenders doubled the amount of money they loaned between 2012 and 2013, from $1.5 billion to $3 billion.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions.

Default 94

Default Credit Risk Credit Unions 94

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 The OCC noted a full doubling of loan growth among banks and federal savings associations in the district over the past year. percent as measured on June 30 of this year. This is slightly below pre-financial crisis levels, but denotes a sizable step toward recovery.

Credit Risk 94

Credit Risk 94

FICO Blog

APRIL 3, 2023

These staff include Dr. Timo Berthold, who was affiliated with ZIB between 2005 and 2013 before joining FICO, and today helps drive innovation for FICO Xpress Optimization , a world-leading optimization software that is part of FICO Platform.

97

97

CreditStrong for Business

SEPTEMBER 27, 2024

However, the outlook is brighter if you took out your loan between January 1, 2001, and June 3, 2013. Finally, if you received your mortgage on or after June 3, 2013, your MIP’s cancellation depends on your down payment. However, that only works if your loan origination date is after June 3, 2013.

Credit Scoring 52

Credit Scoring Default 52

Abrigo

MARCH 20, 2020

2011 Interagency Policy Statement on TDRs (FIL-50-2013). Financial Accounting Standards Board. 2011 Interagency Policy Statement on the Allowance for Loan and Lease Losses. FDIC, OCC, FED. 2006 Policy Statement on Prudent Commercial Real Estate Loan Workouts. FDIC, OCC, FED. CECL Accounting. Portfolio Risk & CECL. Learn More.

CECL 78

CECL Credit Unions 78