Lendio

DECEMBER 12, 2022

The availability of dependable cash flow can have a big impact on the success of a small business. Yet a 2021 report from the Federal Reserve shows that, when businesses applied for financing, nearly 60% of applicants were either outright denied or able to borrow only a portion of the money they needed. . Faster Funding Speed.

Small Businesses 98

Small Businesses Credit Scoring Credit and Collections Credit Reporting Agencies 98

Fundera

JANUARY 31, 2018

From apps to consultants and agencies and all the businesses in between, it’s good to know that there are many businesses that exist solely for one purpose: to support your business! The startup world is especially intriguing because they often provide solutions for problems small businesses didn’t even know they had.

Small Businesses 93

Small Businesses Transactions 93

Fundera

JULY 18, 2016

Chin up, small business owner! More than half of all jobs created in the past 7 years belong to small businesses. In fact, you can share that little tidbit here: Small businesses have generated 60% of new jobs since 2009. Small business owners are turning the work-from-home lifestyle into the new norm.

Small Businesses 74

Small Businesses 74

Fundera

JULY 11, 2016

Back in 2012, after years of deliberation, the city of Detroit announced it was abandoning its plans for a light rail—a much-needed system that would have connected downtown to Detroit’s suburbs. The post Meet the Small Business Keeping Detroit on the Move appeared first on Fundera Ledger.

Small Businesses 75

Small Businesses 75

Fundera

NOVEMBER 29, 2019

In this guide, we’ll share our recommendations on the four best PEOs for small business owners, along with some guidance about how to determine which PEO services makes the most sense for your particular business. . The 4 Top PEO Companies for Small Business. What to Look for in a Top PEO Company.

Small Businesses 97

Small Businesses Credit and Collections 97

Fundera

MAY 8, 2019

Hispanic Chamber of Commerce, Latino-owned businesses have grown 31.6% since 2012, more than double the growth of all American businesses. With small business loans for Hispanics, as well as other economic opportunities, these business owners are getting more tools they need to run their businesses.

Small Businesses 81

Small Businesses Nonprofit Organizations Credit Scoring 81

Fundera

OCTOBER 11, 2017

Following is the ultimate small business tax preparation checklist. If your business is service-based, you will likely receive 1099s from a number of your customers. Since 2012, credit card processors and payment processing companies like PayPal and Stripe have been required to issue a new kind of 1099.

Small Businesses 89

Small Businesses Deductions Transactions 89

Fundera

SEPTEMBER 23, 2017

The approximately $1 trillion in payroll taxes (employment taxes) collected by the Internal Revenue Service (IRS) in 2016 was nearly triple that of the $345 billion collected in business income taxes. Fact #2: Most employers are small businesses, and most employees work for small businesses. What Are Payroll Taxes?

Small Businesses 80

Small Businesses Credit and Collections Deductions 80

Fundera

JUNE 6, 2017

Creative, thoughtful, and attention-grabbing small business promotions are a fantastic way to bring in new business. We asked entrepreneurs just like you to dish on their most successful small business promotions. “Our most successful small business promotions are our giveaways.

Small Businesses 85

Small Businesses 85

Fundera

OCTOBER 21, 2017

Even small businesses and startups need to put serious focus on how to best connect with their audience and spread brand awareness through these digital channels. Wondering how you can make the most of visual social marketing opportunities to grow your business? NailSnaps (11.8k followers). Greats (110k followers).

Small Businesses 71

Small Businesses 71

Fundera

MAY 31, 2016

We talk (and write) a lot at Fundera about the US Small Business Administration (see here , here , or here …). But the SBA’s loan programs are only one of the ways the agency helps small businesses start, grow, and thrive. The history of the US Small Business Administration dates back to the Great Depression.

Small Businesses 75

Small Businesses Cybersecurity Default 75

Fundera

SEPTEMBER 18, 2019

8 Small Business Facts. million small businesses in the United States. Eight million small businesses are minority-owned. Student debt is hurting small businesses and potential small-business owners. The most common reason businesses fail is a lack of demand. There are 30.2

Small Businesses 71

Small Businesses 71

Fundera

DECEMBER 8, 2015

Looking to purchase real estate, fixtures, or equipment to expand your small business? These necessary expenses can run pretty costly, which is why many business owners turn to outside financing to help carry that burden. The post How to Find SBA Real Estate Loans for Your Small Business appeared first on Fundera Ledger.

Small Businesses 68

Small Businesses Credit Scoring Investment Firms 68

Fundera

NOVEMBER 2, 2016

But where exactly are the best places to start a small business in New Jersey? In 2012, Hurricane Sandy severely damaged the both lower Manhattan and Hoboken with high flood waters. Located in the meadowlands in the northeast corner of the state, Secaucus is home to many different types of small businesses.

Small Businesses 105

Small Businesses 105

Fundera

OCTOBER 31, 2017

Small business owners in particular might be interested in knowing how daylight saving time affects the bottom line, and whether they’d be better off with or without it. Small business owners don’t sleep anyway, so that extra hour in November doesn’t mean much. How can small businesses take advantage of the change?

Small Businesses 69

Small Businesses Credit and Collections 69

CreditStrong for Business

SEPTEMBER 18, 2024

Small Business Grants for Felons Here are some ways to obtain funds that you can use to build your business that don’t require repayment. FedEx ® Small Business Grant Contest FedEx ® has shelled out more than $1.5 million in cash and prizes to over 100 small businesses since 2012.

Small Businesses 52

Small Businesses Credit Scoring 52

Fundera

NOVEMBER 10, 2017

But what often goes unacknowledged is how veterans continue to serve our society once they return home from their military service—including contributing to our growing economy by starting businesses and employing other veterans. Census Bureau’s 2012 survey of small business owners, shows that about 2.52 See the U.S.

Small Businesses 112

Small Businesses 112

Your Virtual Credit Manager

FEBRUARY 13, 2024

Historically, business failures increase after a recession. After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Please feel free to share this newsletter with your small business customers. it just might help them pay you sooner!

Bankruptcy 130

Bankruptcy Credit and Collections Bad Debt Accounts Receivable (AR) 130

Fundera

MARCH 14, 2016

Could your small business use a little decluttering? Here are 7 spots to kick-off your own Small Business Spring Cleaning. Has your business page become a graveyard lately? That small mountain of paperwork from 2012. Maybe a digital deep clean? Your website. Spring’s the perfect time for a makeover.

Small Businesses 76

Small Businesses 76

Fundera

MARCH 30, 2017

Fundera’s data for this survey came exclusively from the Bureau of Labor Statistics, the Small Business Administration, and the U.S. There were 4 studies that we looked at in-depth: the 2007 and 2012 Survey of Business Owners , the 2014 Annual Survey of Entrepreneurs , and the 2015 American Community Survey.

Small Businesses 81

Small Businesses 81

Fundera

JUNE 23, 2017

There’s never been a more exciting time to be a small business owner in America. There are more than 28 million small businesses, entrepreneurship is seen as a viable career path, and individuals looking to start up a company have access to a ton of resources. . of small businesses using these two structures.

Small Businesses 79

Small Businesses 79

Your Virtual Credit Manager

MARCH 21, 2023

Please feel free to share this newsletter with your small business customers. Despite the huge number of small business closures during the first half of 2021, almost all without recourse to the bankruptcy courts, there are now about 3 million more small and medium businesses (SMBs) in the US than there were at the end of 2020.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bankruptcy Bad Debt Credit and Collections 130

Fundera

OCTOBER 16, 2020

Running a small business comes with a lot of responsibilities, particularly when you have employees. Two of the top names in the payroll business are Gusto and Square. Gusto Payroll first launched in 2012, in an effort to make payroll simpler and faster for small business owners. Gusto: The Basics.

Dashboards 98

Dashboards Small Businesses 98

Fundera

JUNE 15, 2017

If there’s one name that comes to mind when we think about large corporations threatening the very existence of small businesses—that name is Walmart. The corporate behemoth has been steadily out-competing small businesses throughout the country as they drive down their prices. According to the 2012 U.S.

Small Businesses 68

Small Businesses 68

Fundera

MARCH 3, 2016

The Small Business Association (SBA) is a good resource for financing assistance with their 7(a) loan program. There are also non-traditional lenders —like peer-to-peer lenders or microlenders—that offer small business loans with looser credit requirements. Where Should Sole Proprietors in Need of Financing Turn?

Credit Risk 75

Credit Risk Small Businesses 75

Fundera

DECEMBER 2, 2019

Furthermore, as a small business owner, you have an obligation to help your employees care for themselves, and that extends outside of the office. Sharon Delay, the owner of GO-HR , an outsourced HR consulting firm that provides employee assistance programs to small businesses, says EAP services are available 24/7. “A

Small Businesses 108

Small Businesses 108

Fundera

AUGUST 3, 2016

Amazon seems to have a hand in every business out there—books, electronics, entertainment, food, apparel, furniture… The list goes on and on. And in 2012, Amazon added yet another service to their list: small business loans through the Amazon Lending program. And a lot of those sellers are small businesses.

Credit and Collections 75

Credit and Collections Small Businesses Deductions Credit Scoring 75

Fundera

APRIL 7, 2016

Whether you’re just starting a business or moving a new product to market, it’s vital to keep your capital flowing. Many small business owners turn to loans to make that happen, and in recent years, a new kind of product has become popular for businesses that can’t qualify for longer funding—the short-term loan.

Small Businesses 76

Small Businesses Default 76

Fundera

JUNE 26, 2018

To comfort and inspire you, take a look at these 10 businesses success stories, and what you can take away from each—especially when the going is toughest. The business success story: Eric Yuan came to the US from China in the mid ‘90s to pursue the internet boom—but it took a while to get here. Halfaker and Assoc.

Small Businesses 108

Small Businesses Cybersecurity 108

Fundera

APRIL 25, 2017

According to the Minority Business Development Agency (MBDA), the number of U.S. minority business enterprises more than doubled between 2002 and 2012, totaling around 8 million. But starting and running a business can sometimes seem particularly challenging if you’re a minority business owner.

Nonprofit Organizations 81

Nonprofit Organizations Credit and Collections Small Businesses 81

Fundera

DECEMBER 31, 2018

This gives your business the authority to conduct operations across state lines. The mindfulness mantra “wherever you go, there you are” also applies to small business. Wherever your business chooses to physically be located, it will need to able to legally operate in that state. How small business friendly is this state?

Small Businesses 67

Small Businesses 67

Fundera

JANUARY 7, 2016

There’s a reason why the old phrase “you have to spend money to make money” is so prevalent—because access to capital is the lifeblood of any business, and small businesses in particular. No two situations are exactly alike, so every business owner has to answer this question for herself.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Lendio

OCTOBER 11, 2023

With 10 million new small businesses opening their doors in the U.S. in 2021-2022—the highest years on record—a Lendio study reveals the top industries for starting a business. Bureau of Labor Statistics ) Ten-year survival rates of businesses starting in 2012. As the U.S.

Small Businesses 98

Small Businesses 98

Fundera

FEBRUARY 23, 2017

New technologies are also driving change among small businesses, which traditionally have lacked a comprehensive framework to cash out. But electronic devices and mobile payment companies like Square are quickly restructuring entrenched consumer habits. In the U.S.

Transactions 75

Transactions Small Businesses 75

Fundera

OCTOBER 3, 2018

Businesses typically contract with an EAP provider for the services. One of the biggest benefits to a small business is a happy, healthy workforce. Sharon Delay, the owner of GO-HR , an outsourced HR consulting firm that provides employee assistance programs to small businesses, says EAP services are available 24/7. “A

Small Businesses 83

Small Businesses 83

Fundera

JANUARY 5, 2016

If you’re a female business owner searching for financing, you may be able to score funding through the U.S. Small Business Administration. According to the SBA, the organization helps all small business owners, including women, raise funds to start or grow their businesses. billion in lending dollars.

Small Businesses 76

Small Businesses 76

Fundera

MAY 2, 2016

This is when the two knew they had a real business on their hands. From Garage to Growing Business. In 2012, the duo knew it was time to take their business to the next level. He knew it was time to look for a small business loan. As you’d expect, the tanks came with a hefty price tag.

Small Businesses 76

Small Businesses 76