Remove 2012 Remove Default Remove Small Businesses
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How Are Your Customers Doing?

Your Virtual Credit Manager

The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Learn More About Credit Reports Please share this newsletter with your small business customers.

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13 Facts You Need to Know About the US Small Business Administration

Fundera

We talk (and write) a lot at Fundera about the US Small Business Administration (see here , here , or here …). But the SBA’s loan programs are only one of the ways the agency helps small businesses start, grow, and thrive. The history of the US Small Business Administration dates back to the Great Depression.

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Get Ready for a Wave of Commercial Bankruptcies

Your Virtual Credit Manager

Historically, business failures increase after a recession. After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Please feel free to share this newsletter with your small business customers. it just might help them pay you sooner!

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The Dangers (and Benefits) of Refinancing Short-Term Debt with Short-Term Debt

Fundera

Whether you’re just starting a business or moving a new product to market, it’s vital to keep your capital flowing. Many small business owners turn to loans to make that happen, and in recent years, a new kind of product has become popular for businesses that can’t qualify for longer funding—the short-term loan.

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When Does Short-term Debt Make Sense?

Fundera

There’s a reason why the old phrase “you have to spend money to make money” is so prevalent—because access to capital is the lifeblood of any business, and small businesses in particular. billion to $3 billion.

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Spotlight on Amazon Lending: Is It Right For You?

Fundera

Amazon seems to have a hand in every business out there—books, electronics, entertainment, food, apparel, furniture… The list goes on and on. And in 2012, Amazon added yet another service to their list: small business loans through the Amazon Lending program. And a lot of those sellers are small businesses.

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The 6 Best Places to Advertise Your Business Online

Fundera

As you can imagine, such costs are beyond the budget of most small businesses. When businesses advertise with Google, that’s the route most take. Wordstream estimates that the average small business spends $9,000-$10,000 a month on their Google ad campaigns. Photo credit: Wordstream. less on your average CPC.

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