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Trepp’s Review and Outlook on Commercial Real Estate Market

Abrigo

The CMBS delinquency rate reached 10.31% earlier this year, and the peak ever was 10.34% in July 2012 so we reached almost the peak historically but have been slowly decreasing ever since. The overall CMBS delinquency rate in September came in at 8.92%, a decline of 10 basis points from the August number. Retail inched up to the 1.5%

CECL 125
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EverChain Patents Universal Due Diligence System Providing Unprecedented Visibility Into Client Network

RMAi Blog

When I founded EverChain in 2012, the debt sale and placement marketplace for default debt portfolios was inefficient and flawed,” Matthew Wratten, Chairman and CEO of EverChain said. Over the last decade, we’ve rapidly introduced truly market-changing products and services.

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Get Ready for a Wave of Commercial Bankruptcies

Your Virtual Credit Manager

After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Historically, business failures increase after a recession. Please feel free to share this newsletter with your small business customers. it just might help them pay you sooner!

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The Dangers (and Benefits) of Refinancing Short-Term Debt with Short-Term Debt

Fundera

Case in point: the amount of money that non-bank lenders provided for short-term loans doubled between 2012 and 2013 , increasing from $1.5 Business owners on the verge of default or closure are often looking for any port in a storm. billion to $3 billion. Is It a Temporary Solution to a Larger Problem?

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When Does Short-term Debt Make Sense?

Fundera

The short-term business loan model has seen extraordinary growth in recent years—non-bank short-term lenders doubled the amount of money they loaned between 2012 and 2013, from $1.5 Also, you should keep in mind these top 5 predictive indicators of business loan defaults : Your cash-to-assets ratio is low. billion to $3 billion.

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CECL Lessons Learned

Abrigo

Since the very inception of the concept of an expected loss standard back in 2012, Abrigo professionals have been paying close attention to the Financial Accounting Standards Board (FASB). For example, most community financial institutions have infrequent losses or default events in the majority of their portfolios.

CECL 60
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Consumers Prioritize Mortgage Payments Over Auto

FICO Blog

We studied this on three pre-pandemic performance periods (pre-Great Recession 2005-2007, post-Great Recession 2010-2012, and pre-pandemic 2015-2017) as well as two pandemic-era periods (2020-2022 and a one-year period from 2021-2022).

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