Your Virtual Credit Manager

MARCH 4, 2025

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please share this newsletter with your small business customers.

Bad Debt 130

Bad Debt Credit and Collections Accounts Receivable (AR) Collector 130

Your Virtual Credit Manager

FEBRUARY 13, 2024

Historically, business failures increase after a recession. After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Please feel free to share this newsletter with your small business customers. Here’s more on setting credit limits.

Bankruptcy 130

Bankruptcy Credit and Collections Bad Debt Accounts Receivable (AR) 130

Your Virtual Credit Manager

MARCH 21, 2023

The point is: receivables are an investment that needs to be managed with regard to the inherent risks associated with AR. Failure to deal with those risks is not investing, or managing, but rather simply gambling. Please feel free to share this newsletter with your small business customers.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bankruptcy Bad Debt Credit and Collections 130

Fundera

MARCH 3, 2016

Without personal funding, there wouldn’t be a business to operate. This option also means that there’s no need to justify a business plan or convince a bank that you’re an acceptable credit risk. Where Should Sole Proprietors in Need of Financing Turn?

Small Businesses 75

Small Businesses Credit Risk 75

Fundera

JUNE 15, 2018

Even before you began your search for small business loans , you’ve more than likely heard of a credit score. You’ve also more than likely heard of a good credit score, too. Here’s the gist of it: Your credit score is a numerical indication of how responsibly you’ve handled your financial obligations.

Credit Scoring 71

Credit Scoring Credit and Collections Default Credit Risk 71

Fundera

DECEMBER 12, 2018

According to Experian, <1% of consumers with excellent credit scores might become delinquent on payments in the future. About 1% of consumers with very good credit scores might become credit risks in the future. About 9% of people within the good credit score range might become seriously delinquent in the future.

Credit Scoring 71

Credit Scoring Credit and Collections Default Credit Risk 71