Your Virtual Credit Manager
FEBRUARY 13, 2024
After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Clearly, the level of Business Credit Risk is going to remain elevated as we move through 2024, bringing with it the potential for corresponding increases in bad debt and delinquency.
Abrigo
OCTOBER 21, 2020
The CMBS delinquency rate reached 10.31% earlier this year, and the peak ever was 10.34% in July 2012 so we reached almost the peak historically but have been slowly decreasing ever since. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL.
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Abrigo
JULY 2, 2019
The following article is based on the whitepaper, The Ag Lender’s Survival Guide by Rob Newberry, SVP of Credit Risk Services at Abrigo. Today, most of farmers’ cash reserves that were built up in 2012-2014 are at, or nearing, depletion. To download the whitepaper, click here.
Abrigo
JANUARY 29, 2020
Sluggish commodity prices and climbing expenses for farmers puts added pressure on small ag banks (banks with total assets under $500 million and at least 15% of the loan portfolio in ag production or ag real estate loans), which have significantly increased loan volume since 2012. Credit Risk. Lending & Credit Risk.
Your Virtual Credit Manager
MARCH 21, 2023
This is another reason to re-evaluate the credit risks lurking in your AR portfolio. The resulting disruption on Wall Street will eventually affect main street as we saw from 2008 through 2012 when business bankruptcies returned to pre-recession levels. How large will the impact on the banking system and economy be?
Abrigo
NOVEMBER 1, 2019
And unlike 2012, if loan demand increases due to lower rates for consumers, deposit costs are not likely to decrease as much because liquidity, or available excess deposit funding, has mostly dried up over the past five years. Loss Allowance Rates – High performing institutions do not necessarily have lower credit risks.
Abrigo
APRIL 10, 2017
The first module that Ancin covered during the webinar was the current state of credit unions and the current regulatory environment. He showcased several statistics, including that, while the number of credit unions in the United States has declined since 2012, the number of credit union members in the U.S.
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