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OCC warns about increasing credit risk

Abrigo

In fact, Curry noted that at the end of the second quarter of 2015, “auto lending represented more than 10 percent of retail credit in OCC-regulated institutions, up from 7 percent in the second quarter of 2011.” In addition, more banks are packaging auto loans into asset-backed securities as opposed to holding them in a portfolio.

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How to Start a Wine Business

Fundera

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score f or his 2011 Cabernet Sauvignon. So, alongside the business’s financials and projected income, lenders will closely evaluate the borrower’s personal salary and credit score.

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How to Start a Winery: 5 Steps Starting a Wine Business

Fundera

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score f or his 2011 Cabernet Sauvignon. So, alongside the business’s financials and projected income, lenders will closely evaluate the borrower’s personal salary and credit score.

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The Economics of Running a Winery

Fundera

Bevan bought his first 10 acres in Napa Valley’s Sonoma County in 2004, but it wasn’t until 2013 that he got his first 100-point Robert Parker score , the numeric wine rating system, for his 2011 Cabernet Sauvignon. Even still, be prepared to provide a hefty down payment, and pay a higher interest rate than usual.