FICO Blog

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022). Building portfolio risk resilience into Collections & Recovery. Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management.

Credit and Collections 52

Credit and Collections Debt Collections Default Credit Risk 52

Abrigo

MAY 10, 2022

However, many institutions have available a natural hedge to changing interest rates : the non-maturity deposits (NMDs) they collect. For example, if we were doing a core deposit analysis today and our initial study group was from 2011, how much of our current balance comprises balances from that initial 2011 group? Learn More.

CECL 78

CECL Credit and Collections Credit Risk 78

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Proposed Rule.

Credit and Collections 78

Credit and Collections Credit Unions Credit Risk CECL 78