Credit Research Foundation

SEPTEMBER 27, 2024

It’s been 16 years since the last major economic downturn – the banking crisis that started in 2007 and was in full impact mode from 2008 through 2010. Since then, we’ve weathered the COVID-19 pandemic, which many experts predicted would lead to a wave of defaults and business closures. During that period, the U.S.

Days Sales Outstanding 195

Days Sales Outstanding Bad Debt DSO Default 195

FICO Blog

DECEMBER 8, 2022

Conversely, which customer portfolio segments have an elevated probability of default warranting live agent contact, greater investment, and more forceful early intervention options? Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. IVR) contacts?

Credit and Collections 52

Credit and Collections Debt Collections Default Credit Risk 52

Abrigo

APRIL 7, 2022

Suppose your institution’s loans are well-secured and strongly underwritten, and you rarely have defaults or loss events. But generally, institutions in this position experienced an increase in reserves in the Great Recession due to risk and saw realized losses between 2008 and 2010. Portfolio Risk & CECL. Whitepaper.

CECL 78

CECL Credit Unions Default Credit Risk 78