Credit Research Foundation

SEPTEMBER 27, 2024

It’s been 16 years since the last major economic downturn – the banking crisis that started in 2007 and was in full impact mode from 2008 through 2010. It’s been noted in a survey that nearly 40% of companies reported reducing their credit department staff during the pandemic. During that period, the U.S. economy shed over 8.7

Days Sales Outstanding 195

Days Sales Outstanding Bad Debt DSO Default 195

Abrigo

JULY 20, 2024

2010-2023: 137.3% Credit risk : In C&I lending, at least part of the collateral is intangible. The emphasis for commercial credit risk management and evaluation is cash flow, fixed charges coverage, and working capital cycles. What will need to change for solid commercial credit analysis ? 2004-2008: 82.6%

Credit Unions 78

Credit Unions Credit Risk Small Businesses 78

Abrigo

MARCH 3, 2022

According to FDIC data, in 2016, commercial banks reported 23 million total small business loans, an increase of 4 million from 2010, with an aggregate loan balance unchanged of just over $627 billion. Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Watch Webinar.

Small Businesses 78

Small Businesses Credit Risk Transactions 78

FICO Blog

DECEMBER 8, 2022

Underestimating less resilient delinquent borrowers’ default risk under stress results in a reduced collections priority, allowing other creditors to compete more effectively for limited repayment resources. Figure 3: Percentage of consumers with 30+ day delinquent trades as of October 2010 and no delinquent trades by October 2011.

Credit and Collections 52

Credit and Collections Debt Collections Default Credit Risk 52

Pactola

DECEMBER 7, 2020

Pactola announces new services to support your credit administration functions. These are Credit Risk Advisory (a/k/a Loan Review) and Contracted Problem Loan Management. Credit risk review function is driven by a sound risk assessment tailored to your institution.

Credit Risk 40

Credit Risk Credit and Collections Credit Management Small Businesses 40

Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

Credit Unions 60

Credit Unions Credit Risk 60

Abrigo

OCTOBER 17, 2019

Excel tips blogger Debra Dalgleish on her Spreadsheet Day blog claims credit for starting the holiday in 2010 after realizing that despite plenty of other obscure holidays like Pickle Day and Pi Day, there was no designated day to celebrate Excel and other spreadsheets people use in their everyday lives. Credit Risk.

CECL 60

CECL Credit Unions Credit Risk 60