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Can You Get a Loan Without a Job?

CreditStrong for Business

Credit Cards A credit card is a revolving form of financing that an unemployed consumer might qualify for. However, in 2009 legislators passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act), which might make qualifying more challenging.

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The Real Deal On Authorized User Tradelines

CreditStrong for Business

A tradeline is simply any credit account that’s open in your name. It could be a mortgage, credit card, or loan. Put the two together, and you get a tool with the potential to help you boost your credit score with minimal effort. Authorized user tradelines are accounts that build credit.