Fundera

SEPTEMBER 18, 2018

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. There are five notable components of a personal credit score. There are five notable components of a personal credit score.

Credit Scoring 93

Credit Scoring Small Businesses Credit and Collections Collector 93

Fundera

OCTOBER 20, 2019

Get a handle on your personal and business credit scores. We’ll break down need-to-know accounting terms, how to handle your credit scores, how to apply for a business loan, and more—so that you’ll have all the information you need to manage your small business finances. Included transactions.

Small Businesses 101

Small Businesses Credit Scoring Credit and Collections Default 101

Fundera

JUNE 22, 2016

If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. And then, in 2008, the Great Recession rocked the world. If it was tough for small business owners to access credit from banks before, then after 2008 it was nearly impossible.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Fundera

JANUARY 7, 2016

This alternative lending model helps meet the demands of an underserved group, especially after tightened lending standards that emerged in the wake of the 2008 Financial Crisis locked many small businesses out of the credit market. billion to $3 billion. The nature of the business is important when considering short-term debt.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Fundera

MARCH 11, 2019

Having a high credit score can help you get a low APR. You may find yourself asking this question for a variety of reasons, such as when applying for a credit card or comparing business loan offers. .” Why do APRs often vary from one transaction and period to the next? Higher scores come with lower APRs.

Credit Scoring 67

Credit Scoring Credit Card Companies Transactions Small Businesses 67

Fundera

DECEMBER 1, 2019

Having a high credit score can help you get a lower APR. Why do APRs often vary from one transaction and period to the next? What about when I see an annual percentage rate for other types of credit, like a business loan? First, it’s important to note that a higher credit score will qualify you for a lower APR.

Credit Scoring 74

Credit Scoring Credit Card Companies Transactions Small Businesses 74

Fundera

OCTOBER 29, 2017

Why do APRs often vary from one transaction and period to the next? What about when I see APR for other types of credit, like a business loan? For example, provisions were added to the Mortgage Disclosure Improvement Act of 2008 (MDIA) to provide homebuyers with more concise information. These are all valid questions.

Credit Scoring 65

Credit Scoring Credit Card Companies Transactions Small Businesses 65