Abrigo

APRIL 19, 2022

Without the necessary tax schedules, cash flow numbers can be greatly skewed due to using paper transactions that change ‘income/expenses’ for tax purposes but have nothing to do with actual cash flow. Different people calculating GCF in different ways will result in poor loan, pricing, and risk rating decisions. Learn More.

Credit Risk 78

Credit Risk CECL Credit and Collections Transactions 78

Abrigo

AUGUST 30, 2022

During Abrigo’s Strategies to Growing Your Commercial Loan Portfolio webinar, Newberry posited the following chart to help visualize the calculation: According to Newberry, the first question an institution should ask itself when pricing commercial deals is whether it is a better choice than an investment once credit risk is factored in.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

FICO Blog

DECEMBER 8, 2022

Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.

Default 52

Default Credit and Collections Credit Risk Transactions 52

Fundera

SEPTEMBER 18, 2018

You can get a free copy of your credit report every 12 months from AnnualCreditReport.com , the only site of its kind approved by the federal government. Be sure to order a report from all three major credit bureaus—Experian, Equifax, and TransUnion—and check for any transactions or inquiries that you did not authorize.

Credit Scoring 93

Credit Scoring Small Businesses Credit and Collections Collector 93